How to write a loan fact sheet for a company, please guide me.
The loan application referred to here is not the signed and stamped version of the application that the bank provides us with when we go to the bank to apply for various types of loans. The standard practice is that when a business applies to a bank for a loan of any kind, it is also required to produce a loan application or rather a borrowing statement or some such document.
Loan application letter example:
XXX Bank (full name):
My company was formally established in XXXX XXXX XXXX XXXX, the main business XXXX (don't know you can directly write their own business license on the registration of the contents of the letter), and then write their own business strengths or characteristics of their own business, as well as their own business in the industry. Means to write their own good these are written a general is, a sentence or two can be.
My company is now due to the development needs of business operations, intends to the company and the third person's name XXXX assets for the way of credit (pledge), to apply to your bank for a XXXX loan (loan varieties), the loan amount of XXXX for the payment of XXXXXXXX, the loan period of XXX years
XXXXX Company
XXXXXXX XX month XX date
This loan application is not a necessary information to apply for a bank loan, but only to facilitate the bank can more quickly for the borrowing enterprise to provide a general understanding of the loan. In addition, the content of the loan application mentioned above is not fixed, the enterprise can be based on the demand for funds or bank requirements to increase or decrease. But it is generally best to include the following: loan amount, loan period, loan purpose.
Originally from Loan Wikipedia: DKXBK.COM
We need a loan statement for our company to get a loan from the bank, how do I write such a statement?
Provide a loan guarantee (collateral) that describes the situation of the company, the reason. Need to have a certain amount of their own funds, collateral (subject to valuation by the assessment company), provide a balance sheet, bank deposits, the bank also has to be able to prove the ability to repay the loan, creditworthiness is also an aspect of the assessment. It also depends on what kind of loan you are applying for, long term or short term. Some banks require collateral in addition to pledges, depending on the specific bank.
Special description of the model is as follows: About xxx personal bank loan situation description Customer xxx, ID number xxxxxxxx, in my bank for personal loans, loan amount xxx yuan (capital ￥ xxxx), the period of x years, repayment in monthly installments, due to xxx personal neglect, failed to communicate with the bank in a timely manner, there is interest overdue, and now the overdue interest has been fully settled, and its behavior does not belong to the malicious default, I hereby request you to pay a visit to the bank. behavior does not belong to malicious delinquency, hereby certify.
What conditions do individuals need to meet to apply for a bank consumer loan
The general requirements of the bank's regular conditions include:
1, the borrower needs to be a resident of mainland China and meet the age of the loan
2, the borrower is a person of full capacity for civil behavior
3, the borrower has a stable income
4, the borrower has good credit
5, the borrower is a person with good credit
5, the borrower has a good credit rating
5, the borrower has good repayment ability
6, other bank loan conditions
What materials do banks need to provide for consumer loans
The materials provided for different loans vary, and in the case of consumer loans, it is generally necessary to submit proof of personal identity, proof of employment, proof of income, credit reports, and other relevant materials required by the bank. Currently, the channels available include CCB mobile banking, online banking, smart ATMs and other self-service channels, and there is no need to go through any other intermediaries or others.
Loans are available to individual CCB customers with good credit, of yo ah in the CCB for business, such as savings, wealth management, treasury bonds, funds, payroll and so on, may be able to obtain a line of credit. Loan amount is generally between 1,000 yuan - 300,000 yuan, most often can be used for 1 year, the amount of validity, can be withdrawn at any time to use, at any time to repay. There are three main ways to use the loan, one is to withdraw cash on your own, one is to use the online banking payment "loan account payment" when shopping on domestic e-commerce websites, and the other is to use the debit card signed by the fast loan to spend money at merchant POS.
How to Write a Business Loan ApplicationLoan Application Format Specification
Everyone knows that when applying for a loan from a bank, the bank will ask the borrower to present a loan application. So, how to write a business loan application? Need to have what to pay attention to?
Enterprise application letter format specification
Corporate loan application letter
Enterprise name:
Application date:_____ year _____ month _____ day
I. Application for guaranteed loan
Application for guaranteed loan amount (million yuan
Application for guarantee period from ____ year ____ Month ____ to ____ year ____ month ____ day
Guaranteed loan fund use:
Repayment fund source:
Repayment plan:
Counter-guarantee measures: (which includes the legal representative of the personal property of the boycott, pledge
Applying enterprise opinion:
Applying enterprise seal:
Signature of the legal representative: (seal
____ year ____ month ____ day
The person in charge (signature):
Two, the proposed loan bank opinion
Proposed loan bank:
Proposed loan bank signature:
Proposed loan bank (stamp):
___year ___month ___day
___year ___month ___day< /p>
Third, the city credit insurance center opinion
Member Services Department initial review opinion:
Initial reviewer:
___ year ___ month ___
Guarantee Business Department review opinion:
Reviewer:
___ year ___ month ___
City credit insurance center opinion:
City credit insurance center opinion:
Director:
___Year___Month___
Enterprise Loan Application Template (Simplified Version)
Bank ______ Branch:
______ company is the key enterprise of the shareholding system of the district ______, in order to solve the difficulties of production and operation of liquidity, and hereby apply for a liquidity loan ______ million yuan from your bank. Now the specific circumstances of the enterprise report is as follows:
I, the basic situation of the enterprise: ______ Division was founded in ______ year ______ month, is located in ______, covers an area of ______, is mainly engaged in ______ and other business operations, the registered capital of ______ million yuan, the existing fixed assets of ______ million yuan, the employees of ______ people. All kinds of mechanical processing equipment ______ more than (sets). 2013 to achieve output value ______ million yuan, income ______ million yuan, to achieve profits and taxes ______ million yuan, net profit ______ million yuan. It is expected that in 2014, the output value of ______ million yuan, sales revenue of ______ million yuan to ______ million yuan, and profit tax of ______ million yuan to 15 million yuan. The sales contract price of ______ million yuan has now been signed. The products of this enterprise passed the international quality system certification in ______. Has undertaken the project ______ more than, by the majority of customers trust and praise, has been awarded by the city and district governments and business administration departments "contract, trustworthy" advanced enterprises.
Second, in order to make the enterprise smoothly across the factory into the mine this innovation, promote the smooth development and growth of enterprises, according to the actual needs of the company's production and operation, special to your bank application, to give my company working capital loan ______ million yuan, in order to solve the production and operation of the process of the problem.
Three, on the borrowing period, according to the company's market this year and the mine production situation to apply for a loan period of two years.
Four, borrowing collateral: our company to the existing land and ground attachments as a loan mortgage, apply for this loan.
Fifth, the company guarantees a high degree of good faith to repay the principal and interest on schedule, in order to take practical action in return for your bank's care and support of the enterprise.
______ Company
2016 ___Month___
Enterprise Loan Application Form Template (Detailed Version)
I. Introduction to the Basic Situation of the Company:
(I) Basic Situation of the Company
The Company is mainly engaged in the fixed-point slaughtering of hogs, cows, and goats (Grade 2), livestock and poultry processing and sales, hogs, cows , sheep, chickens, rabbits breeding; wholesale and retail metal materials, construction materials, chemical products, general machinery, electrical equipment, wire and cable, instruments and meters, hardware and electrical appliances, sales of automobiles, motorcycles, motorcycles (you read the company loan application letter sample from: Fanwen Daquan) toroids and spare parts; acquisition of waste materials and scrapped automobile recycling and dismantling of the business. Registered capital of xxx million yuan, the nature of the company is a limited liability company. Existing employees xxx people, including: university degree xx people, secondary education xx people, all kinds of professional and technical personnel xxx people. xxx Ltd. since its inception, has repeatedly been named xxx; consumer trustworthy company;; contract, trustworthy company; ten private companies; private companies taxpayers; advanced private companies; and advanced collectives of commerce and trade work, is xxx disk big disk strong and key protection of private companies, is one of the county's livestock, poultry, and other private companies. It is one of the strongest and most protected private companies in xxx, and is the leading livestock and poultry breeding company in our county. Group has a strong development momentum and brand advantages, has been in good faith, efficient, pragmatic, dedication; the company's spirit, dedication to society, return to the public. Integrity-based, casting the brand, quality service, win the market business theory, disk large disk strong Weiwang, so that the company has become xx livestock and poultry farming, food development of an important support for the development and prosperity of xx local economy to make greater contributions.
(II), the company's corporate credit
Mr. xxx, chairman of the board of directors, was born in xxxx x months, Tsinghua University MBA graduates (business administration courses), xxxx x months into the army, xxxx x months demobilized to work in xxx company. With the spirit of advancing with the times and enterprising spirit of xxx, in xxxx in xxxx, without pay to leave his job to start his own business, is now a member of the Standing Committee of the xx Political Consultative Conference, the xx Federation of Industry and Commerce, vice president of the xx Glorious Business Association, xx People's Procuratorate invited prosecutor, xx Public Security Bureau of the Law Enforcement Supervisory Officer, xx Hardware Chamber of Commerce member. He has been awarded the honors of "Advanced Private Company Director (Manager)", "Outstanding Member of the Federation of Industry and Commerce", "Glorious Careerist" and "Laid-off Venture and Re-employment Star" of XX City for many times. xxxxxx is a company owner who speaks of honesty, good management, understands the management, and is rich in the spirit of doing practical work. xxxxxx Co., Ltd. is led by him, and he constantly introduces the advanced modern company system, tamps down the management foundation of the company, constructs the excellent company culture, and insists on the principle of "good management, good management", and "good management". Construct excellent company culture, adhere to the high quality, high efficiency, integrity, service to the customer's business policy and quality is gold, service is the heart of the "business purposes, unity, sparing no effort, advancing with the times, and constantly committed to expanding to a new breadth and depth, to build a team with a high degree of dedication, high efficiency and innovation, efficient teamwork, food production and processing as a leader, to build a brand assured that the brand of meat, create a super Times style of first-class products, the establishment of high-quality, high-level xx comprehensive company.
The company has always been credible, abide by the contract, in the Bank of China xx branch, rural credit cooperatives xx federation has a credit relationship, in the process of dealings with the bank, has never been on schedule to pay interest and return the loan principal. The fulfillment rate of the contracts concluded with business customers is 100%, and we have been awarded as a contract-abiding and trustworthy unit by the relevant departments for many times. It has been recognized as AA grade company by Bank of China XX branch and AAA grade company by Chongqing Credit Union. The company is in good operating condition, strong management ability, strong operating capacity and profitability, high credibility, development prospects, in order to expand the scale of operations, disk large and strong company, the development of new projects, but the company's working capital is insufficient, is now applying to the Agricultural Bank of China for a project loan and short-term loan of liquidity, due to the company's business projects are good, good, with sufficient sales revenue and cash inflow, the company promises to We will repay the loan and interest on schedule. For this reason, XX Company is fully capable of repaying your bank's project loan and working capital short-term loan, to ensure the security of your bank's loan.
(3) Business equipment and licenses
Business license is complete, the company has a secondary livestock and poultry slaughtering and processing plant in the city of xx, xxx pigs, cattle, sheep designated slaughtering and pig purchase and sale of key companies, with national standards of the second level of mechanized slaughtering plant, advanced refrigeration facilities, the annual slaughtering of live pigs xx million, cattle and sheep xx million head (only), rabbits xxx million. Only. It has one meat pig breeding farm and one small breed rabbit farm.
(4) Assets and liabilities and production and operation
The company has been engaged in livestock and poultry breeding and processing, pig, cattle and sheep slaughtering, deep processing of livestock and poultry products and export sales for more than xx years, and has achieved good business results. 2005, the company slaughtered xxxxx heads of meat pigs and xx million rabbits, and slaughtered and processed xx million heads of pigs, cattle, sheep and rabbits, with an annual sales of xxxx million yuan, realizing a profit of xx million yuan, and a profit of xx million yuan. xxxx million yuan, realizing a profit of xxx million yuan, paid taxes xx million yuan.
The main financial indicators of the company in the past two years
(E) The company's credit rating and loan principal and interest situation in the past two years:
The company now has a credit relationship with the Bank of China XX branch, XX Rural Credit Union, all of which have repaid the principal and interest on the current funds on time, and is rated as an AA grade company by the Bank of China XX branch, and as an AAA grade company by the XX City Credit Union. The company has been recognized by the Bank of China xx city branch as AA grade company and xx city credit union as AAA grade company.
Two, project loans and working capital loan forecast
(a) xx quality meat rabbit production base construction project
1, construction scale: annual output of high-quality commercial meat rabbits xxx million, the proposed construction of breeder rabbits, high-quality commercial meat rabbits demonstration farms, each one and the farming community of the professional xxx households, specifically in xx, xx, xx, xx, xx, xx, xx, xx and other Six towns and xx, xx **** 8 townships to implement.
2, the total investment: control in xxxx million yuan;
3, financing programs: apply for industrial investment subsidies xxx million yuan, self-financing xxx million yuan, loans xxx million yuan, farmers invested xxx million yuan, specific to the financial assessment shall prevail.
4, the project operation mode: the company community farmers. The company is responsible for providing breeding rabbits, technical services and recycling products.
5, xxx high-quality meat rabbit production base construction project period of work
(1) December 23, 2003 to invest xx million yuan bidding to buy xxx company is located in xxx town xxx feedlot. The feedlot covers an area of xx acres, of which has the land use right xx acres, housing construction covers an area of xx acres, housing construction area of xxxx square meters. Housing construction is mainly for feeding enclosure, feed processing room and feed warehouse, etc., to be used for the annual output of high-quality commercial meat rabbits xx million demonstration farm construction site.
(2)In April 2005, we invested xx million yuan in xxx company to build a new sewage treatment facility of xxxx cubic meters of feeding manure per day, which has been put into operation in October 2005, and we have also invested in a new sewage treatment facility of xxxx cubic meters of feeding manure per day.
(3)In May 2005, invested xxx million yuan to rent the original xxx winery, and then invested 530,000 yuan (including civil construction and breeding facilities and equipment) converted into a breed of rabbits, now stocked with New Zealand, Californian, Belgian breeds of rabbits more than xxxx. The feedlot covers an area of 20,9 acres, of which the breeding rabbit breeding area of xxxx square meters.
(4) It has signed contracts with xxx, xxx and other x townships xxxx farmers to raise high-quality commercial meat rabbits.
(2) operating working capital loan project
1, the company is the xx urban area of the national second-class designated slaughtering plant, with advanced slaughtering facilities and cold storage equipment, operating with the best-selling cold meat, has pushed the rapid development of my company's business of exporting meat products, and its operating business will grow substantially, but also bring about an increase in the demand for funds.
2, the company's livestock and poultry farming is located in xxxx township under the ferry xxx, covers an area of xx acres, operating area of xxxx square meters, is xxx "company farmers" industrialization of commercial swine breeding bases, the main breeding of "foreign ternary", cross-bred binary hogs. Intensive breeding of new British system, foreign binary breeding pigs xxx head, more than xxxx head of commercial pigs. Proposed self-propagation and self-feeding to expand the scale of the annual output of commercial pigs xx million head, is now being implemented.
(3) In order to expand the company's business volume and scale, the urgent need to inject a large amount of funds, proposed to apply for working capital short-term loan xxx million yuan. Its company's existing working capital xxx million yuan, the company needs working capital xxx million yuan, should increase working capital xxxx million yuan.
The above proposed breeding project loan and the company's short-term working capital loan are in line with your bank's agricultural industrialization leading companies to support the loan.
Three, benefit prediction
(A) Farming project prediction
1, the project *** to establish meat rabbit farming community xx, the development of xxx farming households, can realize the large households to increase income of xxx million yuan, the average net income of each household up to xxx million yuan / year. At the same time, the beneficiaries of farmers up to xxxx people, including xxxx in situ, can realize the average per capita income of farmers (migrant) xxx yuan, the farmers, the role of income generation is very obvious.
2, the implementation of this project, but also will directly provide xxx jobs, can be produced and placed xxx, and at the same time help to drive the development of local feed, veterinary medicine, livestock products processing and biochemical industries, easy to form new economic growth points, its socio-economic benefits are obvious, and has a positive significance for cracking the xxx industrial emptiness.
3, through the overall financial evaluation of the project investment, its annual agricultural output value of xxxxxx million yuan, investment margin of 24%, financial net present value of xxxxxx million yuan, the financial internal expectations of the annualized expected rate of return, the payback period of years, the borrowing repayment period of years, the overall profitability of good.
4, the project through the development of ecological farming mode, the promotion of biogas utilization, biogas residue to the field, biogas irrigation and other technical measures, not only help to solve the problem of local rural energy, but also play a role in improving the soil, improve the quality of agricultural products, and promote the construction of the local eco-agriculture is of positive significance.
(II) Operation and Processing Benefit Forecast
The Food Slaughtering and Processing Plant is a secondary designated slaughtering unit in XXXX urban area, and the only designated slaughtering plant administratively licensed by the county people's government. Annual slaughter and processing of pigs, cattle, sheep and rabbits xxx million head (only), annual sales of xxxx million yuan, realizing a profit of xxx million yuan, taxes paid xx million yuan. There is a strong benefit space and advanced company management capabilities, enough to ensure the safety of your bank's short-term working capital loans.
Four, solvency
1, due to the company's good business conditions, strong management capacity, strong operating capacity and profitability, high reputation, development prospects, in order to expand the scale of operations, the company, the development of new projects, but the company's liquidity is insufficient, is now applying to the Agricultural Development Bank of the project loans and short-term loans for liquidity, due to the company's business projects are good, the benefits can be good, with sufficient sales revenue. Because of the company's good business projects, good efficiency, with sufficient sales revenue and cash inflow
Commitment of the company, the company must use the company's sales revenue and cash inflow to repay your bank loans and interest on schedule, so as to ensure the security of your bank loans.
2, the company intends to apply to your bank project loans and working capital one-year loan xxxx million yuan, mainly for the expansion of livestock and poultry breeding scale and the company's operational needs. And with the company and the company's legal representative xxx personal assets and other properties as collateral.
How to write the purpose of the company loan
Question 1: How to write the description of the purpose of the enterprise loan and the source of repayment Banks:
The company is a loyal customer of your company, but also your key support object, long years of good credit. For many years has been engaged in processing, business performance is good, from business experience is rich, now liquidity amounted to ten thousand yuan.
After years of strong support for the industry by the county county, and the national industrial policy support, and there are minority special needs supplies enterprises preferential policies, making the county as one of the pillar industries of the enterprise, to bring great development.
Therefore, to continue to seize the opportunity to expand business opportunities, the need to expand reproduction. This requires a strong financial guarantee as a backing, you need the strong support of the financial sector, the company needs a loan of 10,000 yuan, as a supplementary working capital, hope that your bank to give approval.
Due to the company's good business conditions, strong management ability, strong operating capacity and profitability, high credibility, development prospects, in order to expand the scale of operations, bigger and stronger enterprises, but the enterprise liquidity is insufficient, and is now applying for a loan from your bank as a short-term loan of liquidity, due to the company's business projects, the benefits of the company can be good, with sufficient sales revenue and cash inflow, the company committed to. The company must use the company's sales revenue and cash inflow on schedule to repay your bank loans and interest, so as to ensure the security of your bank loans.
First, the basic situation of the enterprise
The company was founded in 2007. In the industrial park covers an area of mu, construction area of square meters, machine sets (sets), production lines. The company was identified by the State People's Committee as a designated production enterprise of minority products, the development of the county industry's advantage of backbone enterprises and "2321" labor training base. The company operates steadily, with advanced management concepts and a high level of management.
Second, the enterprise assets and liabilities
At present, the Company's total assets of yuan, of which fixed assets yuan, inventory yuan, accounts receivable yuan, other assets yuan.
The Company has a loan of RMB 10,000,000 from CCB, a loan of RMB 10,000,000 from Chengnan Credit Union, and accounts payable of RMB. Assets and liabilities %.
Third, the company's business situation
The company in the development process, actively adjust the business strategy, focusing on the development and maintenance of the sales market. 2006 has achieved 100% of the order-based operation, completely free from the blind acquisition of the passive business situation. We have established long-term purchase and sales cooperation relationship with the company and Shenzhen Co. The production of strict quality control, with high-quality products to win many customers. The implementation of the processing of plush-free business strategy, and currently achieved a very good market efficiency and economic benefits.
Fourth, the development of the company's 2005 revenue generation total operating income of 10,000 yuan, the tax paid to the treasury 10,000 yuan; 2006 revenue generation total operating income of 10,000 yuan, the tax paid to the treasury 10,000 yuan.
Our company in accordance with the "Company Law" to establish a modern system, the current modernization of the enterprise structure has been formed. Focus on integrity building, technological progress, system innovation. Over the years, the management is perfect, in the market price is high and low, always in a steady progress, in the process of business strictly to collect and sell off, pay close attention to the market situation, flexible operation, coupled with a strong sense of risk, high degree of sincerity, over the years, the business is booming. The more we do, the bigger we get. The company's production and operation has entered a good cycle of state, capital II operation is normal, the management process is orderly, the development of a steady and sustainable, now has a good profitability.
V. Loan purpose and repayment source
The Company's loans are used to supplement working capital and purchase raw materials. The source of repayment is the sales of funds.
We believe that with the support of your bank, our company will continue to grow stronger and become an industry leader.
Hereby apply
Corporate:
Products Co. You have been confused with the bank requirements, the so-called company profile is the external publicity materials of your business, the analysis of business conditions is to be your financial reports, the analysis of the use of borrowing is to be your borrowing to go, return the source of your upper and lower reimbursement of the purchase and sales contracts and accounts receivable.
Question 3: How to write a company profile for a company loan to a bank You have been confused by the bank's requirements, the so-called company profile is the external publicity material of your business, the analysis of business conditions is to be your financial report, the analysis of the use of borrowing is to be your borrowing to return the source of the source of your upstream and downstream purchase and sales contracts and accounts receivable.
Question 4: How to write a personal loan purpose? Personal loan purposes how to write? According to my understanding, the use of the loan strictly requires the authenticity of the purpose of the loan, the bank in the later check if the actual use of the loan found that the lender's loan does not match the purpose of the application, can be recognized as misappropriation of loan funds.
The bank has the right to stop the undisbursed remaining loan of the lender and has the right to request the loan to repay all the principal and interest of the loan in advance. And the interest rate of the loan will go up. And in order to prevent the lender from misappropriating the loan, the CBRC requires that loans above a certain amount must use the lender's fiduciary payment to transfer the loan funds in real time to the borrower's account of the person with whom he or she is dealing.
The definition of loan purpose is that the borrower obtains a loan for the purpose of engaging in production and business activities, or for purchasing materials or acquiring necessary equipment, or for personal expenses such as purchasing a house, a car, or consumption, and that the loan will ultimately be combined with certain factors of production. Borrowers before obtaining a loan, it is necessary to determine the purpose of the loan, clear purpose is not to bluff banks, lending companies, but in order to make the loan to play its maximum economic benefits, can not let the loan idle.
The purpose of a personal loan is usually to buy a house, a car, to renovate a house, to study, to travel, to see a doctor and so on.
Personal loan use considerations:
1, personal loans to have a clear purpose, and should be in line with laws and regulations and relevant state policies, the transaction background is true, not fictitious transaction background and loan purposes;
2, the use of personal loans should follow the principle of good faith, in line with the purpose of the borrowing contract, according to the state's current regulations, the loan funds may not be Enter the stock market, real estate development and other areas that are expressly prohibited by the state in violation of the law;
3. Loans for the purchase of housing should be applied for personal housing loans in accordance with the state regulations, according to the current provisions of the state, consumer loans are prohibited to be used for the purchase of housing.
Question five: how to write the company loan purpose Hello write according to the truth on the issue of writing aspects on the line
Question six: how to write the purpose of the bank loan Hello, the loan is divided into consumer loans and business loans, business loans, short term, high interest rates, consumer loans, preferential interest, long term, the use of mainly for personal consumption, including the purchase of personal car, decoration, travel, go abroad, purchase of furniture, etc.; I hope this can help you!
Question 7: How to write the purpose of the loan to be able to The purpose of the loan is used for consumption or business, etc. are possible.
The process of getting a bank loan:
1, the borrower puts forward the loan application;
2, prepare the loan related information;
3, the customer manager loan investigation;
4, the bank's approval;
5, both sides signed the loan contract;
6, the implementation of the collateral, pledge, unsecured contract or other Guarantee contract;
7, bank lending;
8, post-loan management;
9, return the principal and interest when the loan is due.
Question 8: How to write a sample certificate of loan purpose I. The borrower is you, the format is as follows:
Repayment Guarantee Commitment
Bank of so-and-so:
A person has a loan in your bank? My company voluntarily provide guarantee for its guarantee, bear even repayment responsibility.
A company
two. The borrower is a company
Repayment guarantee commitment
A certain bank:
My company applied for a loan from your bank? Voluntary company income as a source of repayment, bear the responsibility of liquidation.
A company
As for you as a borrower, the company as a direct repayment of the case, the bank generally does not deal with this kind of borrower does not directly repay the loan.
We have more contact with the loan of the house property loans and private loans. Private loans are used for more purposes, such as buying a car, opening a store, renovation, purchase of goods, purchase of equipment and so on. When applying for a loan, whichever the purpose, you have to have the appropriate documents to prove it.
Question 9: How to write the purpose of the business working capital loan In short, it is "flow".
But it is best to write the actual use of your company's production and operation, because it is too broad, for fear that the approval will require rewriting.
For example, if your company is a steel manufacturing company, then the purpose could be to pay for the purchase of steel needed to purchase the business, and so on.
Question 10: Apply for a personal loan, how to write the purpose of the loan Try to consult with local banks for loans.
When applying for a loan, the lender needs to prepare information is divided into the following categories:
1, personal identification: ID card, residence permit, household registration, marriage certificate and other information;
2, to provide proof of a stable source of income: bank current bill, labor contracts, etc.;
3, to provide proof of a stable address: such as the housing lease contract, utility payment bill. Property management and other related proof;
4, other information specified by the bank.
How to write a company loan application
Your company to the bank to apply for a loan can be written in this way, our company appeared to be a shortage of funds, hereby applying for a loan to the bank, our company has a lot of fixed assets how much how many, hope to apply for a loan from the bank how much, I hope that the loan can be approved, and then hand over the loan application to the bank