Today's insurance products are increasing day by day, and it is hard to find a product that will satisfy you. Today, I'd like to introduce you to a medical insurance policy, Tongfang Global's Royal Care Lifetime C section.
It is said that this medical insurance has not only some basic coverage, but also the proton heavy ion technology for cancer treatment, which is an excellent cost-effective solution. If the Royal Care Lifetime C medical insurance is as good as the rumors say, then check out this article!
I. What is the coverage of Royal Care Lifetime C?
The first thing we need to do when buying an insurance policy is to see what its terms and conditions are. Considering that you don't want to waste your time, take a look at the product infographic below:
As a new medical insurance product, the coverage of the Royal Care Lifetime C is not the same as other products. Let's take a look at the coverage of Royal Care Lifetime C together!
1. Flexible and Comprehensive Coverage
The coverage of the Royal Care Life C is set up with general medical coverage, special disease medical coverage, and proton heavy ion expense insurance benefit, which covers a number of services such as surgeries, hospitalization, front and back outpatient emergencies, and special outpatient services. Furthermore, the Royal Care Lifetime C section has two protection plans, and there is more room for choice when picking, so consumers can choose by themselves.
Plan 1 has a base limit and an additional benefit limit of 1 million, while Plan 2 has a base limit and an additional benefit limit of 2 million. Comparison reveals that Plan 2 has more coverage, so if you have a bigger budget, you can choose a better coverage.
2. Proton Heavy Ion Expense Guarantee
Proton Heavy Ion Therapy is now internationally recognized as the most useful and best radiotherapy technology because it can accurately kill the cancer cells, has little side effects on normal tissues, and the treatment process is painless, which is known as the cancer nemesis.
The Royal Care Lifetime C section has a guarantee for the cost of proton reionization, with a maximum reimbursement of 2 million dollars, so consumers who are unfortunate enough to have cancer and want to be treated with proton reionization technology don't have to worry about the problem of lack of money.
And Shanghai Proton Heavy Ion Hospital, Shandong Zibo Wanjie Hospital Bolag Proton Therapy Center, Shanghai Ruijin Hospital Oncology (Proton) Center, the three recognized specific medical institutions, dedicated to providing patients with a good treatment base.
No matter how many medical insurance policies on the market have proton heavy ion cost coverage, there is currently only one recognized institution, which is is the Shanghai Proton Ion Hospital. You may not believe it, but we now have three specialty facilities available for treatment services, so you can choose as many as you want, and be safer at the same time.
But unfortunately the Royal Care Lifetime C coverage for Proton Ion costs is only 60% reimbursement, which equates to the remaining 40% that you have to pay for yourself, which is more burdensome for those who aren't very financially strong.
3. There is no guarantee of renewal
We all know that medical insurance is mostly a one-year policy, which means that if you buy it in the second year, it's not sure if you can get it or if you can buy it at the same price, that's why we need to pay attention to the renewal conditions when we place an order for a medical insurance policy.
Medicare policies that offer good renewal terms usually specify how many years the consumer is guaranteed to be able to renew the policy, for example, 20 years, so we can take out a policy at any time over the next 20 years, and there is no underwriting, no waiting period, and even if the product is discontinued, you can consume it as well.
On the other hand, if the renewal conditions are not good, and you want to buy this medical insurance in the second year, you are likely to be rejected because of your health condition or past claims, and even if you can continue to buy it, it will be more expensive than before or the coverage will not be as rich as before.
The Royal Care Lifetime C is exactly the kind of product that is not guaranteed to be renewed, and the renewal conditions are not good.
What are the tips to follow for the renewal of medical insurance policies so that they don't spoil the benefits that we consumers deserve? There are some tips in this article!
What are the tips for renewing medical insurance? This article tells you the answer!
4. No Deductible for Four Specialty Diseases
The Royal Care Lifetime C must have a medical bill of more than $10,000 before the insurance company reimburses you.
However, there is no deductible for malignant tumors - severe, malignant tumors - mild, hematopoietic stem cell transplantation or major organ transplantation, coronary artery bypass grafting, and other four special diseases.
If the insured person is unfortunate enough to suffer from these four special diseases, no matter how much or how little it costs, the insurance company can reimburse you, and if you go through the social security settlement, the rest of the part does not require us to spend money, the royal protection of the whole life of the C paragraph to reimburse 100 percent, sounds very good, right?
Many people may say that other medical insurance covers more than four kinds of special diseases, although the Royal Life C has zero deductible, but the number of special diseases covered is not much. What is noteworthy is that Royal Care Lifetime C not only covers malignant tumors - severe, but also covers malignant tumors - mild, which is rare in other medical insurance policies.
If a patient is unfortunate enough to have a malignant tumor, early detection and treatment can be done from the mild stage, and the insurance company will be able to provide 100% reimbursement after the social security settlement, so that the patient does not need to worry.
The following article is from another standpoint, in order to give you a more comprehensive understanding of this product, I hope you can fully understand the Royal Protection Life c critical illness insurance!
Those who want to buy Tongfang Global Royal Care Lifetime c? Read this one is enough
Two, Royal Protector Lifetime C is worth buying?
On the whole, the Royal Care Lifetime C million medical insurance, the use of general medical + special disease medical + proton heavy ion and other forms of protection, to ensure that consumers can protect against the financial risks brought about by the disease, such protection is very good in the medical insurance market.
Of course, if there is no guarantee of renewal, this shortcoming we must pay attention to, this article has a lot of good renewal conditions, and comprehensive protection of medical insurance, let's take a look at it:
Ten million medical insurance rankings are out!
Written in the end
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