1, the mall parking lot: if the mall parking lot, whether indoor or open air, as long as the parking lot charges, the parking lot should bear the responsibility of caretaking. Therefore, if the car was scratched in the mall parking lot, the owner can find the mall's responsible unit to compensate for the damage.
2, the district parking lot: If the car was cut in the district, the owner can call the police, traffic police to the scene to understand the situation as well as to collect evidence, can reduce unnecessary conflict and trouble. If you can not find the perpetrator, the property management company also needs to bear the corresponding legal responsibility.
3, parked on the side of the road:
(1) report to the traffic police department: the car parked on the side of the road was scratched, the owner should be actively reported to the traffic police department, the incident occurred at the time, location and the general process of written situation, handed over to the police department, which will be more conducive to the traffic police to investigate the evidence.
(2) pay attention to the camera::: car owners found that the vehicle was cut off, pay attention to observe, the surrounding road there is no camera. If there is, need to pay attention to the serial number of the monitoring equipment, the number is generally marked on the equipment chassis, which can simplify the traffic police case procedures. If there is no monitoring equipment in the scope of coverage, should be timely to the vehicle insured by the insurance company to report the case, before reporting to the traffic police must also be issued to the relevant proof of the traffic police department will cooperate to reduce the loss of vehicle owners.
Expanded:
There is an insurance policy for the case of a car that has been cut up but the person responsible for the accident cannot be found - the Unable to Locate Third Party Special.
Can't find the third party special insurance is called motor vehicle loss can't find the third party special insurance, is the car damage insurance additional insurance, the scope of coverage is: the insured motor vehicle loss should be compensated by the third party, but due to the inability to find the third party to increase the amount of deductibles borne by the insured, the insurer is responsible for compensation.
The rate for the third-party insurance is 2.5 percent of the premium for the car damage insurance, which is roughly between $20 and $100. The car owner doesn't need to worry about only 70% coverage after being hit while parked, which means that the 30% absolute deductible is eliminated. It should be noted that the third party can not be found special insurance compensation conditions: the accident is responsible for other people, not in the owner of the car.
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