With the improvement of China's social insurance system and the strengthening of people's awareness of insurance, it has become commonplace to participate in medical insurance or purchase medical insurance. However, there are many friends who do not make medical insurance inquiries in time because they are too troublesome or lack knowledge of medical insurance inquiries. Experts say that timely medical insurance inquiry is an important means to protect our interests from infringement, and must be carried out in a timely manner. Then, how to conduct medical insurance inquiry? Medical insurance can be divided into the medical insurance of social security and the medical insurance of commercial insurance, below, I will introduce the medical insurance query method from these two aspects respectively. For the strategy of medical insurance reimbursement, I just happened to organize the relevant content, I hope it will be helpful to you: how to use the social security medical insurance? An article to teach you to apply for the reimbursement process!
"Easy to enjoy the health" major disease insurance plan, covering in situ cancer and 30 kinds of major illnesses critical illness protectionSocial security health insurance query method
For the convenience of the majority of the insured to query their own health insurance, social security centers around the world have launched a variety of Query methods, specifically, there are four kinds of query methods: First, on-site query. You can hold my valid ID card, social security card or social security card number, directly to the local social security center medical insurance department for medical insurance query; second, telephone query. You can call the local health insurance center's unified query phone: area code +12333, through the phone can also be successful health insurance query; third, online query. You can log on to the local social security website and enter your ID number, social security card number and password in the corresponding position of the query window, and then you can also easily conduct medical insurance query; fourth, pharmacy query. You can make medical insurance inquiries when you swipe your card to buy medicine at a designated medical insurance pharmacy, but this kind of inquiry can only inquire about the balance of medical insurance.
Medical insurance query method of commercial insurance
In addition to participating in the unit handled by the medical insurance, there are many friends also purchased some commercial medical insurance. Commercial medical insurance is an important supplement to social insurance medical protection, units and individuals are voluntarily insured, when the participant unfortunately encountered a major disease, you can get a certain percentage of the insurance premium from the insurance company. It must be said that it is wise to take out commercial medical insurance on top of social medical insurance. After all, the protection responsibility of social insurance is limited, only supplemented with commercial medical insurance, you can get more comprehensive and powerful medical protection. Which is the strongest insurance company, I just happened to organize the relevant content, I hope to help you: the latest list! The top ten insurance companies in the country
So, how to make a commercial insurance health insurance query? In fact, its query method is somewhat similar to the health insurance query method of social security, specifically there are three methods: first, the policyholder can go directly to the insurance company's business hall relevant staff to query; second, call the insurance company's customer service phone, ask the insurance company's customer service staff to query on behalf of the third, log on to the official website of the insurance company, you can also carry out the health insurance query on the Internet. I just happened to organize the relevant content, I hope to help you: what is the difference between consumer and savings type, return type insurance? What's the difference between a consumer and a savings and return insurance?