1, the contribution ratio is different.
Medicare first class contribution ratio is 8.2%, the unit contributes 6.2%, the individual contributes 2%, the contribution base is the employee's actual contribution salary (minimum of 4488 yuan), the total payment of 368 yuan.
Medicare second class contribution rate of 0.8%, the unit to pay 0.6%, individuals pay 0.2%, the contribution base for the previous year the average monthly salary of the employees on duty (now 7480), the total payment of 59.8 yuan;
2, applicable to different groups.
Medicare first class: deep households are mandatory to buy a class, non-deep households can also buy a class, the purchase of the general well-known large companies listed companies and so on.
Medicare second gear: generally more for the company type of unit to pay is the second gear of the medical insurance, because the enterprise also have to be effective.
3, different principles of medical care. First-rate participants:
The city any certain point of medical institutions; second-rate participants outpatient in the bound community health center for medical treatment.
Inpatient hospitalization at any designated medical institution in the city, and outpatient major diseases at the prescribed medical institutions.
4, hospitalization reimbursement is different.
The first grade: 90% of the hospitalization report, need to be hospitalized in the designated hospital; the second grade: 90% of the hospitalization report, need to be hospitalized in the designated hospital.
5. Outpatient reimbursement is different.
The first grade: 12 months of continuous participation in the insurance, annual out-of-pocket expenses more than ￥ 3131 can be reimbursed 70%; community health outpatient clinic reported 30%; 80% of the large-scale equipment inspection report.
The second grade: annual outpatient costs of 1,000 yuan, need to be bound to the social welfare hospital, outpatient large equipment examination and treatment of a single maximum of 120.
6, different requirements for the time of enrollment.
The first class of participants have been continuously insured for one year, in the same health insurance year, out-of-pocket outpatient basic medical expenses and local subsidized medical expenses supermarkets in the average wage of 5% of the on-the-job workers.
More than 70% of the part by the integrated fund in accordance with the provisions of the payment (more than 70 years of age to pay 80%). And second-rate participants have no specific time requirements.