Compensation standards for car insurance car accident lost wages and nursing costs vary from person to person and need to be analyzed according to the actual situation of the victim and the caregiver.
1, the amount of compensation for lost wages = lost income (days/months/years) × lost time
① about the determination of "lost income". Due to the different working conditions of the victim, the determination of income, and is divided into two cases: one is in the case of a fixed income, how to determine the loss of income due to lost work; the other is in the case of no fixed income, how to determine their income and the loss of income due to lost work.
② on the "lost time" determination. Lost time according to the victim to receive medical treatment issued by the medical institutions to determine; victims continue to lose time due to disability, lost time can be calculated until the day before the date of disability income.
2. The compensation standard of nursing fee:
1) The nursing fee is determined according to the income status of the nursing staff and the number of nursing, nursing period.
2)If the caregiver has income, it shall be calculated with reference to the provision of lost wages; if the caregiver has no income or hires a nurse, it shall be calculated with reference to the standard of labor remuneration of the local nurse engaged in the same level of care. In principle, the caregiver is a person, but the medical institution or appraisal body has a clear opinion, you can refer to determine the number of caregivers.
3) The period of nursing care shall be calculated until the victim regains the ability to take care of himself. If the victim is unable to regain his or her ability to take care of himself or herself due to disability, a reasonable period of nursing care may be determined in accordance with his or her age, state of health and other factors, but the maximum period of nursing care shall not exceed twenty years.
4) The care of the victim after the disability is determined shall be based on the degree of dependence on his care and combined with the dispensing of disability aids to determine the level of care.