No.
It depends on the local policy on the use of medical insurance cards. At present, the medical insurance cards in most cities can only be used by the person themselves and cannot be lent to other people, including their relatives. Of course, some cities have also relaxed the scope of use of medical insurance cards and stipulated that the balance of medical insurance cards over the years can be used by family members.
For example: Chengdu expanded the scope of use of medical insurance card personal accounts. After this personal account reform, in addition to the previous two types of business, medical insurance cards can also be used to pay for vaccinations, health examinations, rehabilitation and physical therapy at designated medical institutions, as well as to pay for the purchase of commercial health insurance products. In addition, the original stipulation that the medical insurance card was only for the insured person to use. After the reform, it will be expanded to include family members and be used for outpatient medical expenses and self-pay expenses of family members. After the reform, the personal account balance can also be used to pay for basic medical insurance.
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Before and after the reform
How to use the medical insurance card?
Original purpose
User: insured person
My purpose:
1. Purchase medicines at designated retail pharmacies
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2. Purchase medical equipment for treatment and rehabilitation at designated retail pharmacies
3. Outpatient medical expenses incurred by insured employees in designated medical institutions
4. Insured employees pay personal out-of-pocket expenses in hospitalization medical expenses
New purpose
Users: insured persons and their family members
New purpose: ( The above functions are still maintained)
1. Pay for vaccinations, physical examinations, rehabilitation and physical therapy at designated medical institutions
2. Pay for commercial health insurance products
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3. Pay basic medical insurance fees
4. Pay family members’ outpatient medical expenses and self-pay expenses