Urban and rural residents health insurance : basic health insurance 100,000 yuan cap, the big disease insurance 300,000 yuan cap, on the total **** can be reimbursed 400,000 yuan. Such high costs can apply for medical assistance, medical assistance ceiling line varies from place to place, most should be about 50,000 yuan. In many places, there are policies favoring the poor, and there is no ceiling for major illnesses, so you can get more reimbursement.
Urban workers' health insurance: basic medical insurance is also 100,000 yuan cap, 400,000 yuan cap on major medical insurance, on the total **** can be reimbursed 500,000 yuan. The second is that it is not a good idea to have a second opinion, but it is a good idea to have a second opinion, and it is a good idea to have a second opinion, and it is a good idea to have a second opinion, and it is a good idea to have a second opinion.
If the treatment is continuous, the year's treatment costs within the ceiling line, you can be reimbursed in accordance with the reimbursement rate of the health insurance. The reimbursement rate varies from place to place. According to the national statistical yearbook and the government work report, the average reimbursement rate for urban and rural residents' health insurance should be about 50-60%. The average reimbursement rate for urban and rural residents' health insurance should be about 50-60%, while that for urban and rural workers' health insurance should be about 60-80%. For hundreds of thousands of dollars, the reimbursement rate is basically in line with this rate. Every year is this ratio, but here to understand the local policy, if the year's expenses have reached the annual reimbursement ceiling, the next year does not have a lot of expenses, you can get the local health insurance bureau at the beginning of the second year to reimbursement, some local policies will be calculated for the second year's expenses. For example, the 2021 reimbursement has been capped, and then the back of the 100,000 yuan of expenses, you can go to the reimbursement in 2022, there are a lot of places can be reimbursed. The National Health Insurance Bureau is establishing a multi-level medical insurance system, in general, as long as it is included in the health insurance reimbursement of drugs, the annual treatment costs will not exceed 300,000 yuan, a lot of medical insurance catalog of diagnostic and treatment items, more than the amount or time will be charged at half price, strict control of some of the major illnesses and serious illnesses of the treatment costs. Now is the medical supplies and not in the catalog of items and drugs are more expensive, the need for the National Health Insurance Bureau to continue to promote the band purchasing, reduce the price of these products, improve the reimbursement ratio of health insurance, so as not to say that there will be a lot of poverty due to illness, due to the illness of the return to poverty of the family appeared.