Is it worthwhile for individuals to buy supplementary medical insurance?

Hello, I'm glad to answer your question. Is it cost-effective for individuals to buy supplementary medical insurance? It is cost-effective to pay personal medical insurance. According to the current basic medical insurance policy, when reaching retirement age, the payment period of male insured persons should be 30 years and that of female insured persons should be 25 years. Those who have not reached the payment period stipulated by medical insurance can be liquidated at retirement. The scope of medical insurance is very wide. Generally, medical expenses are distinguished according to the characteristics of medical services, including doctor's outpatient expenses, medicine expenses, hospitalization expenses, nursing expenses, hospitalization miscellaneous expenses, operation expenses, and various inspection expenses. Medical expenses are all kinds of expenses incurred by patients to treat diseases, including not only doctors' medical expenses and operation expenses, but also hospitalization expenses, nursing expenses and hospital equipment expenses.