1, using the rural cooperative medical insurance card;
2. You can only buy drugs at designated pharmacies;
3, pharmacies need to be designated pharmacies or specific pharmacies for cooperative medical care;
4. You need to enter a password to swipe your card at the pharmacy, and the funds in your personal account will be used for payment.
Reimbursement process of rural cooperative medical care;
1, the patient sees a doctor in a designated medical institution and presents a rural cooperative medical certificate;
2, medical institutions according to the patient's condition to issue the corresponding drugs and treatment programs;
3, the patient pays the expenses borne by the individual, and the medical institution collects the expenses for reimbursement of rural cooperative medical care;
4, medical institutions will submit the patient's medical information and cost details to the rural cooperative medical management department;
5, the rationality and accuracy of the rural cooperative medical management department audit expense reimbursement;
6. After approval, the management department will transfer the expenses reimbursed to the medical institution or remit them directly to the patient's account.
To sum up, rural cooperative medical insurance personnel need to use insurance cards when purchasing medicines, purchase medicines at designated pharmacies or specific pharmacies, enter the password when paying by credit card, and use the funds in personal accounts to complete the transaction.
Legal basis:
People's Republic of China (PRC) social insurance law
Article 24
The state establishes and improves the new rural cooperative medical system. Measures for the administration of the new rural cooperative medical system shall be formulated by the State Council.
Article 26
The basic medical insurance for employees, the new rural cooperative medical system and the basic medical insurance for urban residents shall be implemented in accordance with state regulations.
Article 29
The medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by social insurance agencies, medical institutions and pharmaceutical business units. The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.