How to get reimbursed for medical treatment abroad
1, referral certificate. If you want to use your health insurance card to reimburse you for a visit to a foreign country, you should first open a referral certificate at a local hospital, which needs to be a slightly larger local hospital, at least if it's a county-level hospital or above;
2, the hospital seal. In the county hospital after the referral certificate needs to be stamped, this stamp is not just any hospital chapter can be, must be open referral certificate of the hospital's social security window stamp;
3, the social security bureau registration. After opening the referral certificate and hospital seal, with the relevant information to the local equipment bureau for registration, this registration is mainly for the record in the Social Security Administration, to facilitate the future reimbursement of foreign health insurance;
4, hospital invoices. In a different place to see the reimbursement of hospitalization is still the main reimbursement, after seeing the hospital to let the hospital to open an invoice, be sure to keep the invoice, which is the basis for reimbursement;
5, the social security bureau reimbursement. After seeing the doctor back to the local social security bureau for reimbursement, bring the relevant materials, including: invoices, ID cards, household registration and social security cards and other materials;
6, outpatient reimbursement. General reimbursement of the trouble a little bit is the cost of hospitalization, but if the reimbursement of the cost of outpatient in a different place, do not have to be so troublesome, just need to bring back the invoice to the social security bureau for reimbursement.
What are the reimbursement rates for Medicare? The reimbursement rate of medical insurance is different in each region:
A. Urban and rural residents' medical insurance
1. The hospitalization medical expenses within the scope incurred by the insured residents in the designated medical institutions in the coordinating area will be paid by the urban and rural residents' medical insurance fund according to the proportion.
2. Outpatient reimbursement:
Village health centers: hospitals pay 70%, insured residents 30%
Township health centers and community health service centers: 60%, and the insured residents are responsible for their own expenses: 40%
3. Inpatient reimbursement:
Township health centers: no less than 85%, county hospitals: no less than 70%, municipal hospitals Not less than 60%, provincial hospitals not less than 50%. If the referral procedures are not handled in accordance with the hierarchical diagnosis and treatment program (except for the rescue of critically ill patients), the payment ratio will be reduced by 15% accordingly.
Second, urban workers' health insurance
Employee health insurance reimbursement: a fee standard fixed hospital: the starting standard is 900 yuan, 10,000 yuan reimbursement of 12%.
The second type of fee standard fixed hospital: the starting standard is 600 yuan, and the reimbursement for less than 10,000 yuan is 9%.
Category III fee schedule designated hospitals: the starting standard is 300 yuan, and the reimbursement for less than 10,000 yuan is 5 percent.
Three, commercial medical insurance
Commercial medical insurance reimbursement rate is generally more than 80%, as long as the hospital at the county level or above, the commercial medical insurance admission does not set the "threshold" in the scope of the insurance, the insured can be reimbursed at a rate of 80% of the hospital admission. The first thing you need to do is to get your hands on some of the most popular products and services in the world, and then you'll be able to get your hands on some of the most popular ones.