Will Ningbo Bank credit purchase account be frozen after installment?

It will be frozen. Bank of Ningbo's Credit Purchase is a service that allows you to enjoy the right to use it first and pay later. After installment, the entire installment amount will be frozen, and then you can only spend the remaining amount of your overdraft. It will be frozen. It has a 7-day experience period, and with Credit Purchase, you can buy goods and try them out.