Many people have heard of or purchased million medical insurance, but not many people know or buy high-end medical, in fact, high-end medical products in the UK BUPA, Allianz, China Merchants Sino, Taikang and other insurance companies are sold. The first thing you need to do is to get a good understanding of high-end healthcare before you get to know it: what are the good healthcare insurance recommendations?2020 Hot 20 quality healthcare insurance inventory
High-end healthcare is a kind of commercial medical insurance that breaks the limitations of the national healthcare insurance and provides quality healthcare coverage and services basically to the high-income groups such as actors and actresses, elites, and other high-income groups, and what are the advantages of it, the following is a general description
1
1, high coverage
High-end medical is a kind of payment of a year to protect a year of consumer products, annual premiums from a few thousand to more than a hundred thousand have, the amount of coverage is generally a few million, there are tens of millions of so much.
2, the hospital choice is unlimited
Ordinary medical insurance can be reimbursed by the hospital are generally designated hospitals, and high-end medical not only can choose the public, private or foreign hospitals, but also to choose the domestic major foreign hospitals, hospitals for special needs and foreign medical institutions.
3, a wealth of medical services
High-end medical care, including traditional Chinese medicine, physiotherapy, and other ordinary medical insurance does not cover the content, such as overseas medical treatment, hospitalization, outpatient, organ transplantation, physical examination and other high-dollar comprehensive medical cost protection are provided, as well as dental, ophthalmology, maternity, and other personalized health care programs can be enjoyed.
If the insured person visits the insurance company's partner hospitals, there is also a direct payment service available, which requires only a signature on a credit card, and the insurance company will settle the charges directly with the hospital.
4. Break the limit of social security reimbursement
The insured can be reimbursed for imported medicines, imported medical equipments, and non-social security catalog medicines without paying any attention to social security reimbursement limitations.
Summary
While you can enjoy better medical services and protection through high-end medical care, the high annual premiums are difficult for ordinary people to afford. In fact, the average person's medical insurance needs can be met by a few hundred dollars a year of million dollar medical insurance, if you want to know which million dollar medical insurance is cost-effective, then this comparison table should be collected: what are the good medical insurance recommendations?2020 hot 20 quality medical insurance inventory