The differences between millions of medical insurance include:
1, the nature of insurance. Ji Bao Hui is an inclusive supplementary medical insurance and a local welfare insurance; Millions of medical insurance belongs to commercial insurance and is profitable.
2. Insurance conditions. Hebei is specially designed for the basic medical insurance in Hebei province, and customized for the insured people, regardless of age, household registration, disease, etc. Millions of medical insurance has no geographical restrictions, but there are restrictions on age and physical health.
3. Guarantee the content. Ji Bao Hui can mainly guarantee the medical and specific drug expenses in the social security catalogue; Millions of medical insurance guarantees all reasonable and necessary medical expenses, but it is generally reimbursed after social security reimbursement.
4. price. Kyrgyzstan's premium is very cheap, a few hundred yuan, taking into account the vast majority of groups; Millions of medical insurance will be much cheaper than critical illness insurance, but it is still hundreds to thousands more expensive than Kyrgyzstan's universal insurance.
Is there a conflict between Ji and millions of medical insurance?
There is no conflict between Ji and Wan medical insurance, they are complementary and can provide more comprehensive protection for the insured. After all, Ji's insured persons are limited to those with Henan medical insurance, and there are even fewer people to face. As long as Ji is hospitalized and meets the requirements, he can be insured. Whether it is an accident or a serious illness, the compensation ratio is still relatively low, and some imported drugs may not be reimbursed. This is a million-dollar medical insurance, which can be a good supplement. Millions of medical insurance has rich value-added services, which can not only reimburse self-funded drugs, but also reimburse imported drugs, and also have the functions of green channel for medical treatment and advance medical expenses, which will play a great role when you are actually hospitalized.