How about Fujian Xinhedai Financial Information Services Co., Ltd.?
Introduction: Fujian Xinhedai Financial Information Services Co., Ltd. is a P2P online lending company in Fujian. The company was established in December 2012, with its corporate headquarters located in Fuzhou, the capital city of Fujian Province. In 2014, Xiamen Xinhedai Financial Technology Services Co., Ltd. was established. Xinhedai provides consulting services such as real estate mortgage loans, second-hand car mortgage loans, car liquidation, second-hand car pawns, and car pledge loans. Borrowers can use vehicles and property ownership as collateral to obtain quick short-term financing. Investors can use idle funds to invest and manage finance on the Xinhedai platform and achieve annualized returns of 18-22%. As an intermediary platform, Xinhedai realizes seamless connection between borrowers and lenders, and ultimately achieves a three-party win-win situation between borrowers and lenders and the P2P platform. On the second anniversary of the launch of Xinhe Dai, no overdue or bad debt incidents occurred. When overdue occurs, Xinhe Dai can handle it as soon as possible. Xinhe Dai cooperates with many second-hand housing agencies and asset disposal companies in Xiamen
Legal representative: Li Shishan
Establishment date: 2012-12-18
Registered capital: 50 million yuan
Industrial and commercial registration number: 350100100297482
Enterprise type: Limited liability company (natural person investment or holding)
Company address: Unit 59, 4th Floor, Building 3, Guiyuan Yijing Phase II, No. 184-186 Aofeng Road, Taijiang District, Fuzhou City, Fujian Province
Fuzhou's action to rectify real estate intermediaries: "rental loans" will be investigated by the public security organs
The reporter learned from the Fuzhou Housing Management Bureau on March 30 that in order to further regulate the order of the housing rental market in Fuzhou, a severe crackdown on house rentals will be carried out Fuzhou will launch a two-month special rectification campaign against illegal activities such as "rental loans" in the field of real estate intermediaries, focusing on investigating and punishing intermediary companies operating without licenses, unregistered operations and using house rental business to carry out "rental loans". kind of behavior.
The relevant person in charge of the Municipal Housing Authority said that in recent years, real estate agencies providing intermediary services in Fuzhou have continued to grow and develop. Fuzhou implements customer and third-party bank supervision on second-hand housing transaction funds, and intermediaries cannot misappropriate them; house rents are mainly paid directly by lessees to lessors, and intermediaries cannot "handle" house rents. This ensures the overall health of the second-hand housing and housing rental markets. The focus of this rectification is to investigate and rectify illegal activities of real estate agencies in accordance with the law, thereby stabilizing the order of the housing rental market and lending market and maintaining social stability.
According to reports, this investigation is expected to be launched on April 5. The district governments will take the lead in forming a special action group to carry out a network investigation within the jurisdiction, focusing on investigating and punishing intermediary companies operating without licenses and unregistered operations. and using the house rental business to carry out "rental loans" and other three behaviors. For intermediary enterprises operating without a license, the business premises will be sealed in accordance with the law, ordered to immediately stop business activities, illegal gains will be confiscated, and severe penalties will be imposed in accordance with the law. Intermediary companies that have not been registered will be listed as key regulatory targets, the frequency of spot checks will be increased, and they will be included in bad credit records. For real estate agencies to illegally issue loans or collude with illegal lending organizations to carry out illegal activities such as "rental loans" and "routine loans". Once discovered, the local housing management and market supervision departments will transfer the case to the public security organs for investigation. If a crime is constituted, criminal liability will be investigated in accordance with the law and the public security organs will take compulsory measures in accordance with the law. (Original title: Fuzhou launched a real estate intermediary rectification campaign in April to focus on investigating and punishing 3 types of behaviors)
Why can loans be obtained through an intermediary?
This is because individuals and intermediaries apply for loans at banks At this time, for banks, individuals and intermediaries are two types of customers. Individuals are single customers, and although intermediaries help you apply for loans, they can actually be regarded as a big customer. Between individual small customers and large customers, of course, large customers The loan approval rate will be higher.
What are the loan platforms that are easy to pass?
Fenqile
Fenqile is an installment consumption platform under Lexin that advocates moderate consumption among young people. The product experience and services that understand young people, are more secure and warm, have become the trusted choice for installment shopping for 100 million users. Installment shopping: genuine products from National Bank, quality guaranteed. High-quality experience: The installment period is flexible and supports various methods such as credit cards. Security guarantee: protected by bank-level risk control team. Borrow with peace of mind: the fees are transparent, and the comprehensive annual fee is as low as 10%.
Instalment loan limit: up to 50,000 Yuan, apply now
360 Mathematics
1. High mobile phone loan limit: starting from 500 Yuan, the maximum limit is 200,000 Yuan, Cash payments arrive instantly;
2. Loan repayment interest rates are low: daily interest rates start at 1.4 cents for 12 installments of 1,000 yuan, and annualized comprehensive interest rates start at 9% (subject to review).
3. Flexible repayment methods: Different repayment methods can be flexibly selected according to actual needs (can be divided into 3, 6, or 12 installments);
4. Mobile phone loans More convenient: full online loan application, unsecured and mortgage-free loans; 360 IOU innovative "face recognition" identification, no door-to-door visits, no materials required;
5. Safe lending: 360 Digital's products have advanced The latest network security technology protects your borrowing money.
360 Digital Quota: up to 200,000, apply now
Zhongan Small Loan
Zhongan Small Loan is an unsecured, A purely online consumer credit platform that focuses on providing instant loan services to individuals and small and micro business owners. Based on mature and professional risk control capabilities, we conduct an overall assessment of customer credit. The upper limit of 3-step borrowing is as high as 200,000, and the loan is disbursed within 5 seconds on average.
Zhongan small loan limit: up to 200,000, apply now
Shengbei
Shengbei is developed and operated by Shenzhen Samoyed Internet Financial Services Co., Ltd., insisting on With "nothing done" as the bottom line of the product, we provide high-quality, low-interest bill installment services specifically for young people. Sources of funds: Bank of China Consumer Finance, Harbin Bank of China Consumer Finance, Zhongbang Bank, Haier Consumer Finance, CITIC Bank, etc. We will recommend suitable formal financial institutions to provide loan lines based on your personal situation. Safe funds are more secure!< /p>
Shengbei quota: up to 60,000, apply now
360 IOU
360 IOU is a personal and small and micro credit platform under Fuzhou 360 Network Co., Ltd., relying on 360 Digital Group's advanced Internet security technology and big data technology, based on massive user credit data and behavioral data, are committed to improving the domestic personal credit system, improving financial service efficiency, reducing costs, and providing security and stability to various social groups with financing needs , convenient consumer loan financial services. The minimum loan amount is 500 yuan, the maximum limit is 200,000 yuan, the cash payment is received instantly, the daily loan interest fee is as low as 0.027%, and the daily interest fee for a loan of 1,000 yuan is as low as 27 cents.
360 IOU limit: up to 200,000. Apply now
Youqianhua
"Youqianhua" is a financial credit service brand of Du Xiaoman, which uses artificial intelligence and Big data risk control technology provides users with convenient, fast and secure borrowing services. 1. High loan amount: The amount can be as high as 200,000 yuan (subject to actual approval). 2. Fast loan approval: apply online, get approval quickly, and get your money quickly. 3. Transparent interest and flexible repayment: The daily interest rate of the loan starts at 0.02%, and multiple repayment methods are supported.
Amount of money to spend: up to 200,000, apply now
Lexiang Borrow
Provide users with professional, smart, safe and convenient cash loans. With your ID card, you can complete the loan application online and get the loan in as fast as 5 minutes! Based on the user's actual situation, a loan limit of 20W is provided! The daily interest rate is as low as 0.02%.
Which loan platform is more reliable?
It is recommended to choose a platform carefully if it is a platform with low formal interest and easy to pass loans:
1. 360 IOU is Fuzhou 360 The personal and small micro credit platform of Network Co., Ltd. relies on the advanced Internet security technology and big data technology of 360 Digits Group, and based on massive user credit data and behavioral data, it is committed to improving the domestic personal credit system, improving financial service efficiency, and reducing costs. Provide safe, stable and convenient consumer loan financial services to various social groups with financing needs. The minimum loan amount is 500 yuan, the maximum limit is 200,000 yuan, the cash payment is received instantly, the daily loan interest fee is as low as 0.027%, and the daily interest fee for a loan of 1,000 yuan is as low as 27 cents.
If you need it, I recommend you to use Du Xiaoman, the original Baidu Finance. It completed the split in 2018 and realized independent operations. The company background is a financial information technology company established in Chongqing with a registered capital of 300 million yuan. , formally licensed operation, mainly providing credit services for Youqianhua, with Baidu brand background and technical support.
In addition, Du Xiaoman also has financial management, wallet payment, insurance brokerage and other businesses, and has obtained a securities and futures license, a payment business license and an insurance intermediary license accordingly. The licenses are complete and open to the public, complying with national supervision. .
You have money to spend, the loan amount ranges from 500 yuan to 200,000 yuan, the annualized interest rate starts at 7.2%, and the one-day interest for borrowing 10,000 yuan starts at 2 yuan. The loan term is long, and the loan can be borrowed on a daily basis and can be borrowed the next day. Also, interest is calculated on a daily basis, no mortgage, pure credit, full process online application with ID card and bank card, approval in the fastest 30 seconds, payment in 1 minute, without any hidden charges.
Du Xiaoman-If you have money to spend (second batch), click online to measure your balance
Using Baidu's artificial intelligence and big data risk control technology, personal information is encrypted, monitored and protected throughout the process. Every time a loan is disbursed, verification items such as passwords are required, and the loan can only be disbursed to a bank card in the name of the borrower, so you can use it with confidence.
2. Shengbei is developed and operated by Shenzhen Samoyed Internet Financial Services Co., Ltd. It adheres to the bottom line of "do not do it" and specializes in providing high-quality, low-interest bill installment services for young people. Sources of funds: Bank of China Consumer Finance, Harbin Bank of China Consumer Finance, Zhongbang Bank, Haier Consumer Finance, CITIC Bank, etc. We will recommend suitable formal financial institutions to provide loan lines based on your personal situation. Safe funds are more secure!< /p>
3. Zhongan Small Loan is an unsecured, purely online consumer credit platform launched by Chongqing Zhongan Co., Ltd., focusing on providing instant loan services to individuals and small and micro business owners. Based on mature and professional risk control capabilities, we conduct an overall assessment of customer credit. The upper limit of 3-step borrowing is as high as 200,000, and the loan is disbursed within 5 seconds on average.
4. "Youqianhua" is Duxiaoman's financial credit service brand, which uses artificial intelligence and big data risk control technology to provide users with convenient, fast and secure borrowing services. 1. High loan amount: The amount can be as high as 200,000 yuan (subject to actual approval). 2. Fast loan approval: apply online, get approval quickly, and get your money quickly. 3. Transparent interest and flexible repayment: The daily interest rate of the loan starts at 0.02%, and multiple repayment methods are supported.
5. Fenqile is an installment consumption platform under Lexin that advocates moderate consumption among young people. It has become 100 million users with product experience and services that understand young people better, are more secure and more warm. The trustworthy choice for installment shopping. Installment shopping: genuine products from National Bank, quality guaranteed. High-quality experience: The installment period is flexible and supports various methods such as credit cards. Security guarantee: protected by bank-level risk control team. Borrow with peace of mind: the fees are transparent, and the comprehensive annual fee is as low as 10%.
This ends the introduction of Fuzhou loan intermediary and Fuzhou loan intermediary company rankings. I wonder if you found the information you need?