How does a health insurance card work?How to use a health insurance card in 2017. Everyone knows that when you go to the hospital, you can use your medical insurance card to buy medicine at the pharmacy . In addition to this, what else can the money in the personal account of the medical insurance card do? Let's see.
The main use of the health insurance card
1. The main use of the health insurance is to pay for outpatient visits.
2. There are other uses for medical insurance, you can use the money to buy medicines (over-the-counter), medical equipment, thermometers and blood pressure monitors, and other auxiliary examination equipment at designated pharmacies.
How to use the money in the medical insurance card account
It is well known that the employee's medical insurance is generally divided into individual account and unified account, how to use these two?
Individual accounts can pay for /strong>
1, the cost of purchasing medicines at designated retail pharmacies, outpatient, emergency medical expenses
.
2, for the purchase of commercial insurance, accidental injury insurance, etc.
3, the basic medical insurance unified fund to pay the standard of medical fees
4, more than the standard of payment of the unified fund of basic medical insurance, the proportion of the individual payable expenses
5, personal account is insufficient to pay the part of the payment to be made by the individual to pay.
The unified account mainly pays for the following expenses:
1. medical expenses for hospitalization
2. outpatient medical expenses for radiotherapy of malignant tumors, renal dialysis, and anti-rejection medication after renal transplantation
3. medical expenses for patients who are undergoing inpatient treatment after emergency treatment, and for the medical expenses for the observation of the patients for less than 7 days before hospitalization.