Fear of getting sick does not mean that you will not get sick, once the body problems, minor illnesses can be resisted, but major illnesses require a high medical expenses. This is a painful ordeal for any family or individual in a situation where the economy is "all out and no in". By purchasing adequate medical insurance, you will be able to receive better treatment and maintain a stable quality of life for your family in the event of a serious illness, rather than being overwhelmed by the huge medical bills. The reason why there are words like "a serious illness back to the liberation of the past" is because of the high medical costs, so many families can not afford to see the disease, so even more afraid to get sick, but why are some people living a very open-minded life? Not necessarily he earned a lot of money, but it must be because those things he worried about are arranged in advance, he did not have to worry about those things that may happen in the future, even if it happens to his quality of life will not cause a big impact.
Then someone said, I have social security, why commercial insurance, in which I only say two points, 1, we have to understand that social security is "insurance but not package", only to meet our most basic medical care, and is in the aftermath of the hospital only to give, but the commercial critical illness insurance is as long as the diagnosis of contractual agreement on major diseases to give, and with the treatment of However, commercial critical illness insurance is given as soon as a major disease is diagnosed as agreed in the contract, and it has nothing to do with how much money is spent, but with the amount of insurance bought, buy 500,000 will be given 500,000, 1 million will be given 1 million, for the family of the insured, it is "snow in the middle of the charcoal". What's more, once a health problem occurs, the economic pressure is not only about the medical cost, but also about the rehabilitation cost in the later stage, and the loss of income if you can't work, which are not given by the social security. 2. People's demand for high-quality medical service is largely not satisfied by the social security, and the critical illness insurance benefit can help people to choose the better medical equipments, medicines, and services, which can help them to win better medical treatment and even increase the chances of survival. This provides a valuable financial basis for winning better medical outcomes and even increasing the chances of survival. That is to say that commercial insurance in the event of health problems, not only can we enjoy better quality of medical care, made arrangements in advance, do not have to use the cost of health problems to years of savings, or even sell the family's valuable assets, so that commercial insurance also prevents us from the original quality of life is not changed.
The pace of life in our society is getting faster and more competitive, and pay cuts and job losses are nothing new. When income is reduced or even lost, the lives of individuals and their families can be put in jeopardy as a result. If you can plan ahead, then insurance can take up the burden for everyone's present and future, so that in the golden period of their lives, they can grasp every opportunity to show their personal talents to the fullest. In a market economy, no matter whether you are a senior manager or a technician extraordinaire, we all face the social risk of unemployment. If you are unemployed and suffer from accidents and illnesses, you will be in a terrible situation. Life insurance is enough to eliminate the worries of unemployment, accidents and illnesses.
For example, there is a Mr. Zheng 30 years old, white-collar foreign enterprises, monthly income of 10,000 yuan, annual income of about 150,000 yuan, have a child, for a suite, so the fixed expenditure is more, if there is an accident and disease risk, may have a greater impact on family life. At this point he can set aside 10-20% from the mid-year balance, to buy an insurance policy covering accident and illness protection, to transfer the risk, to ensure that the family's wealth continues to grow, in addition to their own conditions can be purchased according to some of the financial dividend insurance, peace of mind when when the accumulation of assets, when unemployed can also help themselves to spend a short period of difficulty to maintain the living expenses.
They can't afford to let their children suffer any more than they already have, and they would rather tighten their own belts than let their children suffer. However, the world is unpredictable, if the parents have an accident, in addition to insurance, who can protect the child, who can give the child a guarantee of continued education? Secondly, young children are more mobile and are more vulnerable to injury than adults, and children's accident insurance can provide medical help for children who are insured. We may say to their own families love children love your commitment, but love is the need for the ability and conditions, more tools to reflect, said to take care of the child's life, but none of us can guarantee that we are economically stable, the life is unlimited, no one can say I must live to 80 years old, must be able to live up to the age of 70, but so that this love has been continued to be able to use the policy, we can use the policy. There is a saying in the industry that "the policy is yellow, think of your parents" in the child's 70, 80 years old, receive the money, think of your parents, really do the embodiment of a lifetime of love.
Now which parents are willing to let their children lose at the starting line? Parents want their children to get a better education, a better chance of development in the future, a child from birth to training to become a man, the total **** how much it costs? Before I saw the online data, a second-tier city to train an ordinary child from birth to the university rough estimate is about to spend 460,000, as the child's education costs are bound to spend, no good arrangement is not dare to speak with the child this cost must be there. Emphasis on education is also the fine tradition of the Chinese people, the one-child policy makes parents pay more attention to the growth and education of children, therefore, Chinese parents should buy life insurance, to ensure that the child's education, growth all the way through.
With more and more diseases presenting a trend of lower age, the human tragedy of sending the white hair to the black hair has been staged time and again. A hundred good filial piety first, a loving filial son, regardless of income, should first buy an insurance for themselves, love benefit people write the name of parents. So that even in the event of an accident, you can let the insurance continue to take on behalf of the responsibility to support their parents. Youthful years, we can not help ourselves, free and unrestrained waving like fire passion, but know from the disease, unsafe food, dangerous work, and even entertainment venues and other aspects of the safety of the enemy, but also every moment in the peeping young lives. If you are a loving filial son, no matter how much income, please first for their own purchase of a low-cost pure accident insurance, the beneficiary to write the name of the parents, when you meet with the unexpected, the insurance can be on behalf of you to fulfill the obligations of the children's upbringing.
Take Ms. Wen as an example: 26 years old, a company finance, work more stable, annual income of 70,000 yuan. There is basic protection, she is the only daughter of the family, unmarried, and has not purchased any commercial insurance products. Give good advice: in the face of unknown accident risks, as the only daughter of the family, should first do a good job of accident protection, to ensure that the parents of the future of the old age; many modern major diseases have a tendency to rejuvenation, for the savings of the bottom of the thin our young people should be supplemented to pay the type of major medical insurance, once the diagnosis of a major disease, you can get the financial support.
Accidents are unpredictable, and every day people become disabled due to accidents. When a person becomes disabled, he or she will have to face a change in living habits, a decline in living standards, the need for financial support for living expenses, and the shattering of pursued dreams. If you are insured, the disability bond provided by the insurance will be the strongest support for the disabled to face life positively.
Risks are ubiquitous in work and life, and social protection against workplace injuries is low. In the event of a disability accident, not only will you lose a dignified and high-quality life, but your family and your children's normal life will also be difficult to protect. A series of major accidents, such as the "11.24" cooling tower construction platform collapse at Jiangxi Fengcheng Power Plant and the "08.10" major traffic accident at Xihan Highway in Shaanxi Province, have attracted a great deal of attention to accidental injury insurance. Accidents are everywhere, in the journey of life is full of all kinds of risks, this is today's people must face a difficult problem. Save for a rainy day, buy yourself a full amount of accident insurance and let it become a faithful "guardian" accompanying you throughout your life. If there is no protection, those who are disabled due to work accidents, or due to disease and other causes of disability, because of the lack of life protection and lose the dignity and courage to continue to live, and insurance can add a layer of life solid "safety net".
Here 10 points have been spoken to 5 points, insurance for personal and family quality of life plays a very important role in life at any time through which you can plan for life and a family's assets, but also an indispensable part of a family's happy life, the rest of the 5 points will be reserved for the next time to talk about it, I hope that you have read some of the article to help.