Personal medical insurance, that is, residents' medical insurance, should be paid annually, and the medical insurance payment should be continuous. If it is handed in occasionally, it will be broken and will not take effect until three months later. The proportion of residents' medical insurance reimbursement is the same. Paying medical insurance itself is to ensure safety and emergency. It's no use handing it in once in a while. You can't reimburse the hospitalization fee without paying the fee when you use it.