Usually speaking, there are four main types of low-interest bank loans: start-up loans, student loans, provident fund loans and so on. This kind of loan belongs to the policy loan, the interest rate are relatively low, because of its loan audience positioning is special, for example, student loans are the object of college students, entrepreneurial loans are the object of a clear entrepreneurial planning and capital planning of people, and entrepreneurial projects are feasible.
How to get a low interest loan?
1. Play the role of the housing fund, the vast majority of the current workers units have paid for their housing fund. The interest rate on CPF loans is relatively low, but the low interest rate on housing CPF is only limited to loans to buy houses. But you can still save a lot of money compared to a commercial loan.
2. Choose the right loan product, various banks and even other small lending institutions have a variety of loan products, both mortgage loans and credit loans are very much differentiated. For example, ordinary loans can be divided into consumer loans, business loans and fixed asset loans. Consumer loans can be further divided into personal housing loans. Personal vehicle loans. Student loans can also be divided into national student loans and commercial student loans. So it is very important to choose the right loan product, according to personal qualifications and bank loan requirements for the preparation of the appropriate loan information, to do "comparison shopping", "know your enemy" in order to loan loan without worry.