Taiping Life Insurance designed a proton and heavy ion medical insurance some time ago, named Quality Anxin 2021 proton and heavy ion medical insurance.
Many customers are attracted because of the price and insurance coverage advantages of the previous 2019 version. So, how is the protection performance of this new product? Will you lose money by purchasing insurance?
The beloved senior will come immediately after receiving the news to give you a detailed evaluation!
Friends who are in a hurry can click on this simplified version of the material to quickly get the evaluation answers:
"How about Quality and Safety 2021 Medical Insurance?" One article analysis! 》
1. How about the 2021 proton and heavy ion medical insurance coverage of Taiping Quality Insurance?
After understanding, return to our topic, the highlights of the picture first.
As can be seen from the chart, this is an insurance that specifically protects protons and heavy ions. It does not provide general medical care or critical illness medical coverage. Let’s analyze the coverage of this product in detail!
1.?Proton and heavy ion protection is more comprehensive
First of all, let me popularize proton and heavy ion technology: proton and heavy ion radiotherapy refers to the use of proton and heavy ion technology for radiation of malignant tumors. Treatment is internationally recognized as the most cutting-edge and ideal tumor radiotherapy technology.
This technology causes less damage when passing through normal tissues, and concentrates all the rays on the cancerous mass, minimizing the damage to the human body and maximizing the effect of treating cancer.
According to the analysis results provided by relevant industries, the number of proton and heavy ion therapy equipment introduced in my country is relatively small, and the treatment experience is not that rich. Compared with the proton and heavy ion therapy in other countries, it is inferior. This is mainly due to the following two aspects:
On the one hand, there are not many institutions in our country that use proton and heavy ion methods to treat diseases, and the number of cases is also relatively small, which makes The medical staff engaged in the proton and heavy ion center in my country lack practical experience.
To put it another way, my country’s proton and heavy ion centers currently have certain limitations in admitting patients. Currently, they mainly treat patients with early stage and single lesions, but patients with mid-to-late stage lung cancer , most of them are not admitted for treatment.
Nowadays, many medical insurances only cover domestic proton and heavy ion medical protection, and the compensation amount is only 1 million. However, this quality-safe 2021 proton and heavy ion medical insurance provides 300 In addition to the insured amount of 10,000, it is also covered by 21 Japanese designated proton and heavy ion medical institutions.
If you value more high-quality proton and heavy ion technology, most medical insurance currently on the market is difficult to meet this protection need, but this Taiping Anxin 2021 proton and heavy ion medical insurance can satisfy you.
2.? The renewal conditions are poor
The renewal conditions of this Taiping Anxin 2021 Proton Heavy Ion are not much surprising, and it is not certain that it can be renewed. If this This product has been discontinued, or the insured cannot continue to insure this product after he reaches the age of 60.
If you compare it with some medical insurance on the market that does not guarantee renewal, but can be renewed up to 100 years old, you will find that its renewal conditions are really not good and it cannot provide Long-lasting guarantee.
The conditions for renewal are very important. After reading this article, you will avoid a lot of pitfalls:
"How to renew medical insurance?" One article analysis! 》
2. Is Taiping Anxin 2021 Proton Heavy Ion Medical Insurance worth buying?
Based on the above analysis, the coverage of Taiping Anxin 2021 Proton Heavy Ion Medical Insurance is very limited. I don’t recommend that you only configure this type of medical insurance, but it can be used as a supplementary insurance to the comprehensive one-million-dollar medical insurance.
And this year’s global epidemic has not subsided. Under such circumstances, going abroad for treatment itself carries certain risks, so don’t even think about going to Japan for treatment.
Based on the current situation, I think this medical insurance does not need to be considered. Faced with a million-dollar medical insurance with comprehensive protection and practical value-added services, it deserves more attention:
"The ranking of the top ten million-dollar medical insurance is newly released!" 》
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