Of course, medical insurance he did allow a one-time payment before retirement to complete the required number of years of fees, for example, you are 10 or 15 years before retirement can be completed, but the prerequisite is that they have the conditions for retirement, that is, on the one hand, they have to reach the normal legal retirement age, on the other hand, to have the cumulative contributions to the pension insurance, the number of years in the 15 anniversary, then the normal conditions are allowed to be completed. anniversary or more, then it is allowed to make up for the normal medical insurance benefits, so that we do not need to delay the retirement of medical insurance.
But before you retire, you can also choose to pay this money back or not, this is all voluntary can choose. If you choose to make a contribution, then it means that you can enjoy a lifetime of employee health insurance reimbursement after retirement, and will also be in our personal health insurance account, each month will establish the corresponding balance, the balance can go to the pharmacy to buy drugs, but also outpatient settlement, and can enjoy the employee health insurance reimbursement of more than 70%.
But if you give up on your own to make up for the cost of health insurance, this does not matter, and there is no mandatory, then your normal pension insurance is available separately to go for retirement, enjoy the treatment of monthly pension. For ourselves, in fact, your employee health insurance will not be able to enjoy, then since there is no employee health insurance, we can only go to participate in another kind of medical insurance, that is, urban and rural residents medical insurance, of course, many people he also so choose, because after all, urban and rural residents medical insurance fees paid each year, just two or three hundred dollars, is a very low level, and also be able to enjoy 50% of the The company is also able to enjoy a 50% reimbursement.
So a lot of people want to know how much money is needed to cover the cost of medical insurance, in fact, the cost of medical insurance is based on your retirement, the last year you are in the region of the average social wage. Then 4% of the average social wage to make up, as if you are in the region of the community, the average wage is 5,000 dollars. Then 4% per month is 200 dollars, a year, 12 months is 2400 dollars, plus the cost of major medical insurance is probably not more than 2500, this is the cost of a year.