For medical subsidy reimbursement for civil servants, you can present your medical insurance card to a designated hospital to prove your insured status when seeking medical treatment. At the time of checkout, the individual will pay the out-of-pocket portion with your medical insurance card or cash. The medical insurance reimbursement part is settled by the medical insurance and the hospital, and individuals do not need to pay first and then be reimbursed.
The reimbursement of civil servants’ medical subsidy is as follows:
1. First, it is paid in the personal account for the current year.
2. The portion of the payment for insufficient funds in the personal account of the current year shall be paid in full by personal cash. Among them, there are payments from accounts in previous years. Expenses from previous years' accounts shall be paid first.
What items are included in medical insurance reimbursement?
The classification and included items of medical insurance reimbursement are as follows:
1. General medical insurance. It mainly includes outpatient expenses, medical expenses, examination expenses, etc.
2. Hospitalization insurance. Mainly include daily hospitalization expenses, expenses for using hospital equipment, surgical expenses, medical expenses, etc.
3. Surgery insurance. Provide all expenses incurred by the patient for necessary surgeries.
4. Comprehensive medical insurance. The cost range includes all expenses such as medical treatment, hospitalization and surgery.
5. Special disease insurance. Certain special diseases often bring catastrophic expenses to patients, which are unbearable for ordinary families. Examples include cancer and heart disease. The critical illness that provides protection to the policyholder can be a single item, such as malignant tumors, or even certain types of cancer among malignant tumors.
I hope the above content will be helpful to you. If you have any other questions, please consult a professional lawyer.
Legal basis: Article 83 of the Civil Servant Law
Civil servants participate in social insurance in accordance with the law and enjoy insurance benefits in accordance with national regulations.
If a civil servant dies in the line of duty or dies of illness, his or her relatives shall enjoy the pensions and preferential treatment stipulated by the state.
Article 80
The salary of civil servants includes basic salary, allowances, subsidies and bonuses.
Civil servants enjoy regional additional allowances, hardship and remote area allowances, post allowances and other allowances in accordance with national regulations.
Civil servants enjoy housing, medical and other subsidies and subsidies in accordance with national regulations.
Civil servants who are determined to be outstanding and competent during regular assessments will enjoy year-end bonuses in accordance with national regulations.
Civil servant salaries should be paid in full and on time.