Legal analysis: the classification of health insurance reimbursement and the items included are as follows:
1, general medical insurance. Mainly includes outpatient costs, medical costs, examination costs and so on.
2, hospitalization insurance. It mainly covers daily hospitalization fee, cost of utilizing hospital equipment, surgery cost, medicine cost and so on.
3. Surgical insurance. Provides for all expenses incurred due to necessary surgery required by the patient.
4. Comprehensive medical insurance. Its cost coverage includes all costs of medical treatment and hospitalization and surgery, etc.
5, special disease insurance. Certain special diseases often bring the patient a catastrophic cost payment, the average resident family can hardly afford. Examples include cancer and heart disease. Provide coverage for policyholders of major diseases, can be a single, such as malignant tumors, or even malignant tumors in a certain number of cancers.
Legal basis: "The Chinese People's *** and State Social Insurance Law" Article 23 Employees shall participate in the basic medical insurance for employees, by the employer and the employee in accordance with the provisions of the State *** with the payment of basic medical insurance premiums.
Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees in their employing units, and other flexibly employed persons may participate in the basic medical insurance for employees, and individuals shall pay the basic medical insurance premiums in accordance with the state regulations.