1, the use of health insurance card and electronic health insurance card is basically the same, both need to swipe the card in the hospital or clinic, and according to the hospital's regulations for reimbursement of expenses and settlements;
2, the health insurance card and electronic health insurance card operation process is slightly different, the health insurance card needs a physical card to swipe the card, and the electronic health insurance card can be swiped through mobile devices such as mobile phones;
3, in some areas and hospitals can be converted to each other and common, that is, the mobile device can be converted to each other and common. In some regions and hospitals, the medical insurance card and the electronic medical insurance card can be converted to each other and used universally, i.e., you can use the electronic medical insurance card to swipe the card, and use the physical medical insurance card to swipe the card and make expense reimbursements and settlements in another hospital or region.
Conditions for applying for medical insurance:
1. Qualification for medical insurance. The qualifications for medical insurance include urban workers' basic medical insurance, urban and rural residents' basic medical insurance, new rural cooperative medical care and other types, and there may be differences in the qualifications for different types of medical insurance;
2. Payment of medical insurance premiums. Health insurance applicants need to pay health insurance premiums in accordance with the regulations, and the payment method can be self-payment or payment on behalf of the unit;
3. Provide relevant documents and information. Applicants for health insurance need to provide proof of identity and relevant documents, such as ID cards, household registers, social security cards, etc., as well as a list of medical expenses related to health insurance, diagnostic certificates and other information;
4. Meet the stipulated reimbursement standards for health insurance. Different types of health insurance qualifications correspond to different health insurance reimbursement standards, you need to meet the prescribed health insurance reimbursement standards in order to enjoy the health insurance services.
In summary, when using the health insurance payment, it is recommended to choose the appropriate payment method according to the local actual situation.
Legal basis:
Article 26 of the Social Insurance Law of the People's Republic of China
The treatment standards of basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents shall be implemented in accordance with state regulations.
Article 27
Individuals who have participated in the basic medical insurance for employees and whose accumulated contributions have reached the number of years stipulated by the State when they reach the legal retirement age shall no longer pay the basic medical insurance premiums after their retirement, and shall be entitled to the basic medical insurance benefits in accordance with the State's provisions; if they have not yet reached the number of years stipulated by the State, they may make contributions up to the number of years stipulated by the State.
Article 28
Medical expenses that conform to the basic medical insurance drug catalog, diagnostic and therapeutic items, standards of medical service facilities, as well as those for emergencies and salvages, shall be paid out of the basic medical insurance fund in accordance with the state regulations.