Quite a lot of people have more questions about medical insurance, do not know how to buy, here is a collection of domestic hotter medical insurance products, which is worth buying which cost-effective, a look to understand: what are the good medical insurance recommendations?2020 hot sales of the top 20 high-quality medical insurance inventory
Purchase of commercial medical insurance before the recommended configuration of medical insurance. Medical insurance is the most basic protection, which is a welfare policy of the government to the people, the price is cheap and there are no restrictions on enrollment, almost anyone can buy. Commercial medical insurance is a supplement to medical insurance, some medical insurance does not have the means to reimburse the project, it can be reimbursed, such as high-end treatment, special treatment and so on.
There are many types of medical insurance, and the 3 common ones are Million Dollar Medical Insurance, Hospitalization Medical Insurance, and Cancer Medical Insurance.
Here is a detailed description of these 3 types:
1. Million Dollar Medical Insurance
Almost every age group is suitable for purchasing Million Dollar Medical Insurance, which has low premiums, high reimbursement amount, and there is no limitation of reimbursement for the type of disease, so it is worthwhile to pay only a few hundreds of dollars a year for premiums, and you can get reimbursement of millions of dollars. At the same time, million medical insurance coverage within the coverage is also very comprehensive, such as bed, nursing costs, surgical costs, drugs, materials, etc., can be reimbursed.
Here's a brief analysis of a few more representative million-dollar medical insurance policies:
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(1) Good Medical Insurance: Its biggest highlight is the 6-year guaranteed renewal, which is not comparable to many products. In these 6 years, the insurance company will not refuse to insure you or increase the premium because you have ever made a claim or your health has changed. Even if the product is discontinued, you can continue to buy it.
(2) Zunxiang eSheng: Post-operative home care, oncology special medicine service, as well as the addition of optional family **** enjoyment deductible.
(3) MicroMedicare: the highlight of this model is the inclusion of value-added services such as international second opinion, and the professional written medical advice you can get.
After the above analysis, we can see that each product has its own unique advantages.
In addition to the 3 insurance policies mentioned above, there are a number of million medical insurance products are worth buying, want to understand the friends can look at the original article: what are the good medical insurance recommendations?2020 hot 20 quality medical insurance inventory
2, hospitalization medical insurance
Hospitalization medical insurance is characterized by a low deductible, low coverage. This type of insurance is mainly used to reimburse outpatient care and is more suitable for babies under 5 years old or older seniors. Because babies and the elderly are less physically fit and can easily catch a cold or fever accidentally, this insurance will be relatively more useful to them.
3, cancer medical insurance
Because most of the hospitalization medical insurance and million medical insurance is limited to the age of 0-65 years old, the older can not be insured, you can take out cancer medical insurance.
Cancer medical insurance only pays for hospitalization or special outpatient treatment caused by cancer, the health notification of this insurance is looser, and older people can also be insured. It is more suitable for people with poorer health functions and older age.
The price of this kind is greatly affected by physical fitness and age, here are some of the more worthwhile to buy cancer medical insurance, you can make a reference, and if necessary, you can also collect: what are the good medical insurance recommendations?2020 hot selling top 20 quality medical insurance inventory