What is the meaning of Class A and Class B in the medical insurance drug catalog?

Medicare Category A drugs are those that are basically uniform across the country, can ensure the basic needs of clinical treatment, are widely used, have good therapeutic effects, and are less expensive than their counterparts; the costs of these drugs are included in the scope of the basic medical insurance fund and are paid for in accordance with the standard of payment of the basic medical insurance.

Medicare Category B drugs refer to drugs that are available for clinical use, with good therapeutic effects, and are slightly more expensive than Category A drugs in the same category, and for which the basic medical insurance fund has the ability to partially cover the costs; such drugs are first paid for by the employee at a certain percentage of the costs and then are included in the scope of the basic medical insurance fund, and the costs are paid according to the standard of payment of the basic medical insurance.

Expanded Information:

The difference between Medicare Part A and Part B is as follows:

Difference 1: "Part A Catalog The drugs in the "Class B List" are those that can be used for clinical treatment, have good therapeutic effects, and are slightly more expensive than those in the "Class A List".

Difference 2: "Class A catalog" is formulated by the state and cannot be adjusted anywhere. The "Class B Catalog" is formulated by the state, the provinces, autonomous regions and municipalities directly under the Central Government can be adjusted according to the local economic level, medical needs and habits of medication, the number of varieties of increase and decrease in the number of varieties of the total number of medicines not exceeding the state formulated the "Class B Catalog" of 15%.

Differentiation

Difference three: the cost of using the drugs in the "Class A List" is paid by the basic medical insurance fund according to the regulations; the cost of the drugs in the "Class B List" is paid by the insured person after paying a certain percentage of the cost out-of-pocket, and then paid in accordance with the regulations of the basic medical insurance.

References:

Medicare A_Baidu Encyclopedia

Medicare B_Baidu Encyclopedia