One, the purchase of commercial housing ?
Employees buying commercial housing, the purchase contract from the date of filing within one year for the purchase to withdraw housing fund, the purchase contract filed more than one year will not be processed. The following is a summary of the information that will be provided to you in the following paragraphs.
The essentials ?
1. My identity document and bank card; ?
2. Purchase contract filed within one year of registration (online record should provide the record password); ?
3. Purchase invoice for the payment required by the contract; ?
4. The spouse of the buyer to withdraw housing fund, but also need to provide proof of spousal relationship and the buyer's identity documents, and need to buy the buyer of the counter audit signature to confirm their identity; ?
Two, the purchase of second-hand housing ?
Employees who buy second-hand housing for self-occupation, within one year from the date of property transfer for the purchase of housing to withdraw housing fund, property transfer more than one year will not be processed. The following is a summary of the information that will be provided to you in the following paragraphs.
The key elements of the process ?
1. My identity document and bank card; ?
2. Proof of real estate rights within one year of the transfer; ?
3. Deed/contract of sale/purchase of house; ?
4. Purchase invoice and tax completion documents; ?
5. If the spouse of the purchaser withdraws the housing fund, it is also necessary to provide proof of the relationship between husband and wife and the purchaser's identity document, and it is necessary for the purchaser to sign at the counter to confirm his/her identity. The company is also required to provide a certificate of relationship and the buyer's identity card.
Third, the purchase of protected housing ?
Employees to buy affordable housing, price-restricted commercial housing and other protected housing, since the date of the purchase contract filing or signing of the purchase contract/agreement within one year for the purchase of housing to withdraw housing fund, the purchase contract filing or purchase contract/agreement more than one year will not be processed.
Essentials ?
1. Identity document and bank card; ?
2. Purchase contract/agreement, valid proof of payment or invoice; ?
3. The spouse of the buyer to withdraw housing fund, but also need to provide proof of spousal relationship and the buyer's identity documents, and need to buy the buyer of the counter audit signature to confirm their identity; ?
4. If the employee uses the housing fund to pay for the purchase of subsidized housing for his/her legal immediate family members, he/she is also required to provide household registration, birth certificate, and other documents of the relationship of the immediate family members. ?
Four, the purchase of demolition and resettlement housing ?
When an employee buys a house for self-occupation, he or she can withdraw the housing fund within one year from the date of signing the agreement on demolition and resettlement, and the agreement on demolition and resettlement will not be processed for more than one year.
The essentials ?
1. Personal identification documents and bank cards; ?
2. Compensation agreement for demolition and resettlement, or its payment certificate within one year; ?
3. The buyer's spouse to withdraw housing fund, but also need to provide proof of marital relationship and buyer's identity documents, and the need to buyer of the counter audit signature to confirm their identity.
V. Construction, renovation and overhaul of self-occupied housing ?
Employees building, renovation of self-occupied housing, from the date of issuance of permits within one year for the construction of housing withdrawal housing fund, more than one year of the specified time will not be processed. ?
The essentials ?
1. My identity card and bank card; ?
2. Construction or renovation of self-occupied housing: planning or construction license certificate issued by the local government or functional departments; ?
3. Overhaul of owner-occupied housing: Certificate of House Ownership, Certificate of Overhaul of Class C Housing issued by qualified housing appraisal department; ?
4. Construction and repair of housing spouses to withdraw housing fund, but also need to provide proof of spousal relationship and builders identity documents, and the need to build and repair the home of the person to the counter audit signature to confirm their identity. The company is also required to provide proof of the relationship between the husband and wife and the identity of the person who built the house.
Sixth, repayment of the principal and interest of the loan for owner-occupied housing ?
When an employee takes out a loan for the purchase of an ordinary commercial house, apartment or villa, or for the construction, refurbishment or overhaul of his/her own home, he/she can withdraw his/her housing fund for the repayment of the principal and interest of the loan for his/her own home within the validity period of the loan.
Requirements ?
1. Repayment/early repayment of the principal and interest of individual housing provident fund loans in the province: ?
(1) My identity document and bank card; ?
(2) If the employee's spouse withdraws housing provident fund, he/she also needs to provide proof of the relationship between husband and wife; ?
(3) If the employee uses the housing provident fund for his/her legal immediate family members to repay the principal and interest of the guaranteed housing loan, he/she is also required to provide proof of the relationship of the immediate family members. ?
2. Repayment of the principal and interest of individual housing commercial loans or the principal and interest of off-site individual housing provident fund loans: ?
(1) My identity document and bank card; ?
(2) The current repayment of loan details (bank seal); ?
(3) Personal housing loan borrowing contract; ?
(4) Purchase contract (self-constructed houses and second-hand houses provide real estate right certificates or construction report materials); ?
(5) If the employee's spouse withdraws housing fund, he or she is also required to provide proof of the relationship between husband and wife; if the employee uses the housing fund for his or her legal immediate family members to repay the principal and interest of the guaranteed housing loan, proof of the relationship between the immediate family members is also required; ?
(6) Early settlement of off-site individual housing provident fund loans, but also need to loan settlement documents. ?
Seven, leasing the province's own housing ?
Contributing workers' families do not have housing fund loans that have not been settled, contributing workers have continuously and fully paid housing fund for three months, they do not have their own housing in the actual place of work and their spouses, and the contributing workers are actually renting their own housing in the province, they can apply for the withdrawal of their own housing fund for the payment of rent.
Processing and processing requirements ?
1. If the place where the employee's housing fund is deposited is the same as his actual place of work and he rents his own house in his actual place of work, he can apply for the withdrawal of his housing fund to pay the rent.
(1) Identity card and bank card; ?
(2) Rental contract; ?
(3) A certificate of no property from the real estate registration center of the actual workplace and a certificate of no property filing issued by the real estate management department (obtained from the information ****sharing data, no need to provide; in case of discrepancy between the obtained data and the actual situation of the employee, the employee shall provide supporting evidence). ?
2. If the place where the employee's housing provident fund is deposited does not coincide with the actual place of work due to reasons such as the employee's unit being stationed or a separate organization, but the employee rents owner-occupied housing in the actual place of work: ?
(1) Personal identity document and bank card; ?
(2) Rental contract; ?
(3) A certificate of no property from the real estate registration center of the actual workplace and a certificate of no property filing issued by the real estate management department (obtained from the information ****sharing data, no need to provide; in case of discrepancy between the obtained data and the actual situation of the employee, the employee shall provide supporting evidence); ?
(4) If the place where the employee's housing provident fund is deposited is not the same as the actual place of work, the employee's unit is also required to issue a document certifying that the employee is working in a different place. ?
3. Rental of public **** rental housing: ?
(1) My identity document and bank card; ?
(2) Housing lease contract and proof of the latest rent payment; ?
(3) If the employee uses the housing fund for his/her legal immediate family members to pay the rent of rented public **** rental housing, he/she is also required to provide birth certificates, hukou, and other documents of the relationship of the immediate family members. ?
Eight, retirement withdrawal ?
Employees up to the legal age of retirement or early retirement in accordance with the relevant provisions of the province, city (county), can be canceled to withdraw.
The essentials ?
1. My identity card and bank card; ?
2. Statutory retirement: retirement documents (not available at the statutory retirement age); ?
3. Early retirement: Retirement certificates issued by provincial, municipal and county departments. ?
Nine, out of the country to settle ?
Employees who have left the country to settle down, and the account in China has been canceled, can be canceled to withdraw.
These are the main reasons for this.
The key elements of the process ?
1. Identity document and bank card; ?
2. Documents proving that the public security department has canceled the household registration. ?
Ten, Hong Kong, Macao and Taiwan workers return to Hong Kong, Macao and Taiwan ?
Hong Kong, Macao and Taiwan workers and employers to terminate labor relations, and return to Hong Kong, Macao and Taiwan, can be canceled to withdraw. The following is a list of some of the most important things you can do for your business.
The key elements of the process?
1. Identity document and bank card; ?
2. Proof of termination of labor relationship with the employer; ?
XI. Total loss of labor capacity ?
If an employee is totally incapacitated and terminates the labor relationship with the employer, he/she can cancel the account and withdraw the money. ?
The key elements?
1. Identity document and bank card; ?
2. Proof of termination of labor relationship with the unit; ?
3. Certificate of Disability (Grade 1 to Grade 4) or certificate of appraisal of the employee's total loss of labor capacity issued by the labor department in the place where the work unit is located. ?
Twelve, death or declared dead ?
The key elements of the process ?
1. Identification documents and bank cards of heirs or legatees; ?
2. Employee's death certificate or court declaration of death; ?
3. Notary certificate issued by the notary public for the right of inheritance or bequest or judgment, ruling or conciliation issued by the people's court; ?
4. If the heir or legatee is incapable of civil behavior or limited civil capacity, proof of guardianship relationship and the identity card of the guardian shall also be provided. ?
Thirteen, wind, floods and other natural disasters caused by loss of owner-occupied housing in the province ?
The loss of owner-occupied housing in the province due to wind, flood, earthquake, fire, lightning and mudslide and other natural disasters, and included in the list of approved housing damage by the local government disaster identification function, the contributing employee shall apply for withdrawal of his or her or his or her spouse's housing provident fund account balance within three months of the issuance of the approved list of documents by the function.
Requirements ?
1. Identity document and bank card; ?
2. Documents of housing damaged list approved by the local government disaster determination function (within 3 months), obtained by the immediate bureau; ?
3. If the employee's spouse withdraws housing fund, he/she also needs to provide proof of the relationship between husband and wife. ?
Expanded Information:
Construction, renovation, major repair of self-occupied housing withdrawal amount ?
In order to further promote the "management service" reform, and effectively achieve the province-wide unified matters of non-discriminatory acceptance, the same standard for further reduction of discretionary power, better service to the deposited workers, by the Hainan Housing Provident Fund Management Committee of the third session of the fourth meeting of the study agreed to, is now construction, renovation, major repairs of self-owned housing Withdrawal amount is clearly notified as follows: ?
I, construction, renovation of self-occupied housing, the withdrawal amount of the upper limit of 1800 yuan per square meter; ?
Second, major repair of self-occupied housing, the maximum withdrawal amount of 900 yuan per square meter. ?
Third, this notice shall be implemented from the date of issuance. ?
Hainan Housing Provident Fund Administration ?
January 4, 2019 ?
Hainan Provincial Housing Provident Fund Administration-Housing Provident Fund Withdrawal Processing Requirements and Precautions