Legal analysis: 1. medical insurance card stopped, but the money in the personal account of the card can still be used, can only be used to buy drugs and outpatient visits, if the disease is hospitalized, it is not entitled to reimbursement of medical insurance, to be self-funded.
2. There is a 3-month buffer period for medical insurance from the date of stopping payment, and if this period is exceeded, the number of years of payment should be recalculated, and it is also regarded as an interruption of enrollment, and if you apply for enrollment again after interruption of enrollment, you need to pay for 6 consecutive months before enjoying the medical insurance treatment again. In addition, medical insurance can generally be interrupted three times, otherwise also have to re-accumulate the number of years of payment.
Legal basis: "The People's Republic of China *** and the State Social Insurance Law in its entirety" Article 23 employees should participate in the basic medical insurance, by the employer and the employee in accordance with the provisions of the State *** with the payment of basic medical insurance premiums.
Individual industrial and commercial households without employees, part-time employees who do not participate in the basic medical insurance of employees in the employing organization, and other flexibly employed persons may participate in the basic medical insurance of employees, and individuals shall pay the basic medical insurance premiums in accordance with the provisions of the State.