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Employees who meet the extraction conditions must first fill in the application form for provident fund extraction. This form can be collected from the housing provident fund management center or the bank where the account is opened, and then returned to the unit for stamping.
Prepare the originals and photocopies of relevant certification materials: If the employee needs to repay the principal and interest when buying a house with a loan, remember to bring the original and photocopy of the ID card, the original and photocopy of the mortgage contract, the special discount of the provident fund and the application form for withdrawal of the provident fund. If you need to withdraw cash, you'd better take your passbook to CCB to open an account.
Go through the withdrawal and audit procedures at the bank where the account is opened. At present, banks generally arrange special windows for the examination and withdrawal of housing provident fund, so there will not be many people waiting in line. After examination, the bank can transfer the extractable provident fund into the CCB passbook, and then handle the cash withdrawal business. After the first audit, the bank will issue the Guangzhou Housing Provident Fund Withdrawal Registration Certificate, and then you can go through the withdrawal formalities with the Guangzhou Housing Provident Fund Withdrawal Registration Certificate, ID card and withdrawal application form every six months or one year.
Due to the cancellation, dissolution or bankruptcy of the unit, the employee housing provident fund shall be managed by the higher authorities. When employees withdraw the housing provident fund, they shall be verified by the superior competent department with comments, and go through the audit procedures at the bank with relevant certification materials; If there is no superior competent department, and the employee housing provident fund is managed by Guangzhou Housing Provident Fund Management Center, relevant certification materials shall be submitted to Cangbian Road Sub-branch of China Construction Bank and Yinshan Sub-branch of Industrial and Commercial Bank for examination and approval.