What are the costs of medical insurance does not reimburse the scope

Rural Cooperative Medical Insurance

(1) Reimbursement Scope:

1, medicine: auxiliary examination: EKG, X-ray fluoroscopy, filming, laboratory tests, physical therapy, acupuncture, CT, nuclear magnetic **** vibration, and other various examination fees limit of 200 yuan; surgical fees (with reference to the national standard, more than 1,000 yuan reimbursement at 1,000 yuan).

2. When the elderly over 60 years old are hospitalized in Xingta Township Health Center, the treatment fee and nursing fee are compensated 10 yuan per day with a limit of 200 yuan.

(2) Excluded from the scope of reimbursement:

1, self-medical treatment (without designated hospitals for medical treatment or without referral orders), self-purchased medicines, medicines not reimbursable under the provisions of public medical treatment and medical expenses not in line with family planning;

2, outpatient treatment, consultation fees, hospitalization, meals, accompanying guests, nutritional expenses, blood transfusion (except those with family blood storage, which are reimbursed according to the relevant regulations for reimbursement), air-conditioning and heating expenses, ambulance fees, special nursing fees and other expenses;

3. Medical expenses for car accidents, fights, suicides, alcoholism, work-related accidents and medical malpractice;

4. Orthopedics, plastic surgery, dentures, prosthetics, organ transplants, named operation fees, consultation fees, etc.

5. Reimbursement of expenses within the scope of reimbursement, but not outside of the limit.

Employee medical insurance

Basic medical insurance to pay part of the cost of diagnosis and treatment program range

(A) diagnostic and treatment equipment and medical materials category

1, the application of X-ray computed tomography (CT), stereotactic radiography devices (γ - knife, χ -knife), cardiac and angiography X-ray machine (including digital subtraction equipment), magnetic **** vibration imaging device (MEI), single photon emission computerized scanning device (SPECT), color Doppler, medical linear gas pedal and other large-scale medical equipment for the examination, treatment programs;

2, extracorporeal shock wave lithotripsy and hyperbaric oxygen therapy;

3, pacemakers, artificial joints, artificial crystals, vascular stents in vivo replacement of artificial organs, in vivo placement of materials;

4, the provincial pricing department of the provisions of the disposable medical materials can be charged separately.

(B) treatment project category

1, hemodialysis, peritoneal dialysis;

2, kidney, heart valves, cornea, skin, blood vessels, bone, bone marrow transplants;

3, cardiac laser perforation, anti-tumor cellular immunotherapy and fast neutron therapy projects.

4, hearing aids and other rehabilitation appliances;

5, a variety of self-use health care, massage, check rehabilitation and treatment equipment.

(3) therapeutic items category

1, all kinds of organ transplants or tissue transplants of organ source or tissue source;

2, in addition to kidney, heart valves, cornea, skin, blood vessels, bone, bone marrow transplants other organs or tissue transplants;

3, orthopedics for myopia;

4, qigong therapy, music therapy, health care of the nutritional therapy, magnetic therapy and other complementary treatment programs.

(4) Others

1, various infertility and sexual dysfunction treatment programs;

2, various scientific research and clinical verification treatment programs;

I. Scope of Treatment Programs Not Covered by the Basic Insurance Programs

(1) Service Programs

1, registration fees, out-of-hospital consultation fees, medical records and workbook fees, etc.

Another service programs are not covered by basic insurance. Worker's fee, etc.

2. Special medical services such as consultation fee, expedited fee for examination and treatment (except for emergency), surcharge for surgery by name, high quality and premium fee, and fee for hiring special nurses on one's own.

(2) Non-disease treatment programs

1, various cosmetic (cosmetic life, medical cosmetology) fitness programs as well as messy non-functional plastic surgery, orthopedic surgery, etc.

2, various weight loss, weight gain, height increase programs;

3, various health checkups;

4, various preventive, health care treatment programs; registration fees, out-of-hospital consultation fees, medical records cost of books. Consultation fee, medical record cost, etc.

5. Special medical services such as consultation fee, expedited examination and treatment fee (except for emergency), surcharge for named surgery, high quality and premium fee, and fee for hiring special nurses by oneself.

(2) non-disease treatment program category

1, a variety of cosmetic (cosmetic life, medical aesthetics) fitness program and messy non-functional cosmetic surgery, orthopedic surgery, etc.;

2, a variety of weight loss, gain weight, increase in height projects;

3, a variety of health checkups;

4, a variety of preventive, health care clinic program;

5, dental orthodontics, dental porcelain;

6, a variety of medical consultations (excluding psychiatric consultations), medical appraisal.

(C) diagnostic and therapeutic equipment and medical materials

1, the application of positron emission tomography device, electron beam CT, ophthalmic excimer laser therapy instrument and other large-scale medical equipment for the examination and treatment of the project;

2, eyeglasses, dental prostheses, prosthetic eyes, prosthetic limbs, hearing aids, and other rehabilitation appliances;

3, all kinds of health care for their own use, massage, examination, rehabilitation and therapeutic instruments.

(4) therapeutic items category

1, all kinds of organ transplantation or tissue transplantation of organ source or tissue source;

2, in addition to kidney, heart valves, cornea, skin, blood vessels, bone, bone marrow transplantation other organs or tissue transplantation;

3, myopic eye orthopaedics;

4, qigong therapy, music therapy, health care of nutrition therapy, magnetic therapy and other complementary treatment therapy, magnetic therapy and other complementary treatment programs.

(5) Others

1, all kinds of infertility (pregnancy), sexual dysfunction diagnosis and treatment programs;

2, all kinds of scientific research, clinical verification of diagnosis and treatment programs;

Urban medical insurance

Participants in the fixed-point medical institutions, the fixed-point retail pharmacy, the following items are included in the urban residents of the basic medical insurance fund reimbursement scope:

The following items are included in the urban residents of the basic medical insurance fund reimbursement scope. Scope:

(1) medical expenses for hospitalization;

(2) medical expenses incurred within 7 days before being hospitalized in an emergency;

(3) medical expenses in accordance with the provisions of outpatient special diseases for urban residents;

(4) other expenses in accordance with the regulations.

The rest are not included in the scope of reimbursement.

Expanded Information

Medicare

First of all, the difference between Medicare and non-Medicare drugs, the starting line for reimbursement varies according to the level of the hospital

Generally speaking, Class A drugs can be fully reimbursed, while Class C requires a full co-payment, and Class B is reimbursed at 80%, with a co-payment rate of 20%.

If a person uses 10,000 yuan in the hospital, if he or she is admitted to a first-class hospital, then 500 yuan will be subtracted first; if he or she is admitted to a second-class hospital, then 1,000 yuan will be subtracted first; if he or she is admitted to a third-class hospital, then 2,000 yuan will be subtracted first, which is a difference in the starting payment line.

References:

Extended reading: how to buy insurance, which one is better. Teach you to avoid these "pits" of insurance