1, do a good job of buying a house before the preparation
Buying a new house is better, the general design of the new house is more innovative, and the quality is guaranteed, nowadays the new house of the loan is convenient, the property services and so on is also more complete. You can take into account the situation of new homes in different areas and the price of the building, according to their own financial ability to make a simple budget, and choose to the right location.
2, the field inspection of the quality of the new house
Look at the new house around the environment, public **** place and transportation conditions, whether it can meet the needs of life living. Of course, if you choose the current house, but also look at the internal environment, greening and so on whether to meet the quality of living requirements.
3, pay attention to the subscription contract matters
After determining to buy a house contract is very important, the contract should pay attention to double-check the qualifications, negotiation of the purchase price, payment methods, and the standard of decoration, ancillary facilities, and property management and so on, try to protect their own interests.
4, the payment time is in the deposit after the signing of the commodity housing subscription agreement within the agreed time to pay. This is provided for in the loan agreement.
Down payment is the first advance payment for the purchase of housing, generally the amount should be more than thirty percent of the total price of the house, the two sides in the signing of the contract for the pre-sale of commercial real estate or contract of sale, the down payment should be returned immediately or offset against the price of the house.
5, the deposit is also called a down payment, in the signing of the contract when the proportion of the payment, and then every month by the time to the bank or bank card scratch money, automatic payment of any, provided that the mortgage contract signed with the bank.
Expanded information:
Matters to note when buying a house:
1, the developer's development and business qualifications must be legal. That is, the developer must have the "enterprise legal person business license" and "real estate development enterprise qualification certificate", and in the business scope of its qualifications for development;
2, the development and construction procedures must be legal. The development project must obtain the Land Use Right Certificate, the Construction Land Use Planning Permit, the Construction Project Planning Permit and the Construction Project Construction Permit;
3. The business conduct is legal. The sale of existing homes in addition to the above conditions must be accepted, the project roads, water supply and drainage, power supply, gas supply, heating, communications and greening and other ancillary construction has been completed or has been determined to complete the date of completion of the implementation of the demolition and resettlement, the implementation of property management, and in accordance with the provisions of the real estate management department to check and verify the "real estate development project manual"; pre-sale of periodical housing in addition to the above conditions must also obtain the "pre-sale of commercial real estate license
4
4, in the signing of the contract, one is to use the State Administration for Industry and Commerce and the Ministry of Construction of the "contract for the sale of commercial real estate" (model text), the contract text is more complete and standardized; the second is to pay attention to the developer's commitment to the content of the contract.
5, if you buy a residential, in the delivery of housing, to the developer for "residential instruction manual" and "residential quality assurance".
References:
Baidu Encyclopedia - Down Payment