1, the most legal and effective way to collect debts is by suing the court for repayment, the court will make a judgment according to law.
2, after winning the case, if the other party refuses to fulfill, the winning party can apply to the people's court for execution, or the trial judge can be transferred to the executor for execution.
3. After accepting the enforcement, the court will inquire about the properties, vehicles, securities and deposits in the name of the debtor according to law;