General medical insurance car accidents and fights all medical expenses are not reimbursed, in addition to imported expensive medical supplies may not be in the scope of the reimbursement program, as for the external fixation bracket as long as it is not car accidents and fights such as third-party compensation can be.
What is the standard table of compensation for traffic accidents?
1, the standard of compensation for medical expenses
Medical expenses refers to the victim in the personal injury after receiving medical examination, treatment and rehabilitation training must be spent.
The amount of compensation for medical expenses shall be determined in accordance with the amount actually incurred before the end of the debate in the court of first instance. The right to compensation for the rehabilitation costs necessary for organ function recovery training, appropriate cosmetic surgery costs and other follow-up treatment costs may be sued separately after the actual occurrence. However, expenses that are determined to be necessarily incurred based on medical certificates or appraisal conclusions may be compensated together with medical expenses already incurred.
2, lost wages compensation standards
Lost wages is the victim from the injury to complete healing of the period (i.e., lost time), due to the inability to engage in normal work or labor and the loss or reduction of work, labor income compensation costs.
The patient has a fixed income, in accordance with the fixed income of the person due to lost wages reduced, for income higher than the medical malpractice occurred in the previous year the average wage of employees more than three times, in accordance with three times the calculation; no fixed income, in accordance with the medical malpractice occurred in the ground of the year the average annual wage of employees." The calculation of lost wages is divided into two types according to whether the patient has a fixed income or not.
3, the standard of compensation for nursing fee
Nursing fee refers to the costs paid by the victim due to personal injury, life can not take care of themselves and need the help of others.
(1) with a fixed income in accordance with the standard calculation of lost wages;
(2) no fixed income formula: nursing compensation amount = the same level of nursing labor remuneration × nursing period.