Great Love Frontier is a commercial supplemental medical insurance launched by the Zhuhai Health Insurance Bureau, underwritten by China Life Zhuhai Branch, and it is real. Participating in the Zhuhai Great Love Frontier medical insurance participants who suffer from a serious illness, see a doctor individual out-of-pocket expenses and out-of-pocket part of the additional supplementary medical insurance will also be compensated. Newborns born within one year of the child's birth can enroll in the policy at any time and enjoy the protection of this policy. The premium of Great Love Boundless is very cheap, only 190 yuan per year, less than 200 yuan, and all ages can be insured, without setting the threshold for enrollment. There are no exclusion conditions for enrollment in the supplementary medical insurance, not excluding the elderly and those who have already enjoyed the basic medical insurance benefits. As a supplemental commercial medical insurance can be insured with a disease, even if you have already suffered from a serious illness, you can buy, which is any medical insurance on the market can not do.
One, what is the protection of the Great Aid
The coverage of the Great Aid insurance includes compensation for ultra-high medical expenses, reimbursement of out-of-pocket expenses for malignant tumors, compensation for medical expenses borne by the individual, and cash compensation for major illnesses. It covers 10 types of highly prevalent critical illnesses, and as long as they are covered, the initial diagnosis of critical illnesses, no matter one or more than one, can be reimbursed 20,000 dollars for each type of critical illness. The reimbursement also includes out-of-pocket medication and PET-CT, which is outside of social security. The deductible for hospitalization within the Medicare directory is 30,000, the deductible for out-of-pocket drugs outside the Medicare directory is 10,000, and the deductible for ultra-high-cost medical reimbursement is 600,000, all of which are reimbursed at 90%, which is still relatively high, but the reimbursement rate for PET-CT examinations is 60%.
Second, the scope of reimbursement
Zhuhai's basic medical insurance for the first year of enrollment set the reimbursement ceiling, according to its policy, continuous enrollment in less than six months of the basic medical insurance annual maximum payment of 20,000 yuan; continuous enrollment in six months to one year of the annual maximum payment of 80,000 yuan of the basic medical insurance. Great Love Supplementary Medical Insurance will be the first year of enrollment in the basic medical insurance groups are also included in the scope of benefits, the patient to see a major medical condition exceeds the basic medical insurance payment limit above the portion of the individual out-of-pocket expenses and out-of-pocket payments as long as in the reimbursement directory will also be compensated for payment in accordance with the four major medical insurance program.
Is Big Love real? As a government-subsidized medical insurance, there is no doubt about the authenticity of Great Benefit. As a group with a high incidence of disease, it is all the more important to be equipped with the appropriate insurance. The company's policy is to provide a comprehensive range of services to the public, and to ensure that the public can enjoy the benefits of the policy in the future.