The amount of Bank of Communications is generally large, and the construction equipment of ships, planes and subways is its main direction, and the equipment with a unit price lower than100000 is rarely considered! Moreover, bank leasing companies often contact large state-owned enterprises, and small and medium-sized enterprises generally do not consider it!
The credit line is the responsibility of the bank's special loan examiner. Not to mention, people want to investigate, and a group of quality controllers in our company do this all day!
I don't know.
7 The internal regulations of the leasing company are usually determined by referring to the lessee's income, debt ratio, statements and cash flow in the previous year @!
The residual value of the lease is very low, usually 65,438+000 RMB. After the lease expires, sublease or renewal is usually adopted. However, under the condition that the lessee has paid the rent, it is only necessary to change the ownership at the expiration of the lease. The lessee is happy to do so. If the lessee doesn't do it, it will lose a lot!
Service fee, consulting fee and management fee are all the costs of the leasing enterprise, including the interest deposit paid by the leasing enterprise.
That's all I know ~ ~ I'm from a financial leasing company!
The first beneficiary of financial leasing insurance must be the lessor, no matter who pays the insurance premium ~ because the ownership of the equipment belongs to the lessor! After the lessee pays the rent, the lease period is slow and the ownership may be transferred to the lessee!