Legal analysis: The money in the medical insurance card cannot be withdrawn and can only be used to purchase medicines at designated hospitals and pharmacies. The money in the medical insurance card can be used to buy medicines in designated pharmacies and pay outpatient and emergency expenses, but it does not fall into the scope of reimbursement, because the money in the medical insurance card is the money in the personal medical insurance account. Reimbursement by the medical insurance card is limited to medical expenses above hospitalization due to illness and some accidents in designated hospitals.
Legal basis: "Regulations on the Supervision and Administration of the Use of Medical Security Funds"
Article 17 Insured persons shall present their medical security certificates to seek medical treatment and purchase medicines, and actively present them for inspection. Insured persons have the right to require designated medical institutions to truthfully issue expense receipts and relevant information.
Insured persons should properly keep their medical insurance certificates to prevent others from using them in their name. If you need to entrust another person to purchase medicines on your behalf due to special reasons, the identity certificates of the entruster and the trustee should be provided.
Insured persons shall enjoy medical security benefits in accordance with regulations and shall not enjoy them repeatedly.
Insured persons have the right to request the medical security agency to provide medical security consulting services and make suggestions for improving the use of medical security funds.
Article 19: Insured persons shall not take advantage of the opportunity to enjoy medical security benefits to resell drugs, accept returns in cash or in kind, or obtain other illegal benefits.
Designated medical institutions shall not provide convenience for insured persons to take advantage of their opportunity to enjoy medical security benefits to resell drugs, accept returns in cash or in kind, or obtain other illegal benefits.