First of all, there is a relative lack of health resources in rural areas, and health centers have limited medical equipment and medical technology, making it difficult to provide high-quality medical services. This has led to difficulties in meeting the medical needs of rural residents, and has also limited the implementation of health insurance reimbursement for rural health clinics.
Secondly, rural residents' awareness of health insurance is relatively low. Due to the relatively low economic level, some rural residents have limited ability to pay for medical expenses, but they do not have enough understanding of health insurance policies and reimbursement scope, or they think that the amount of health insurance reimbursement is relatively low, so many rural residents tend not to reimbursement, which results in the phenomenon of low coverage of health insurance reimbursement in rural health centers.
In addition, there are certain problems in the management and operation of health insurance in rural areas. The specific implementation of health insurance policies and reimbursement processes may be inconvenient or cumbersome, such as the need to go to the county or city health insurance organizations to complete procedures, and the processing time limit is long. These problems also bring some inconvenience to rural residents' reimbursement.
The following measures can be taken to solve the problem of low medical insurance reimbursement coverage in rural health centers:
1. Strengthen the construction of rural health resources, upgrade the medical equipment and technical level of doctors in rural health centers, and improve the quality of medical services to meet the needs of rural residents for medical treatment.
2. Strengthen the publicity and popularization of health insurance policies, improve rural residents' knowledge and understanding of health insurance policies, enhance their awareness of health insurance, and encourage rural residents to actively participate in health insurance reimbursement.
3. Simplify the process of medical insurance reimbursement, improve the convenience and timeliness of medical insurance reimbursement, reduce the time and energy cost of rural residents' reimbursement, and attract more rural residents to participate in medical insurance reimbursement.
Through the comprehensive application of the above measures, it is expected to increase the coverage rate of medical insurance reimbursement for rural health centers in Shandong Province, and further improve the level of medical protection for rural residents.