The nature of use of the vehicle is combined with the license, which usually clearly states whether your vehicle is operational or non-operational. As the risk of operating vehicles is higher than that of non-operating vehicles, the rate level is relatively high. If the vehicle is transferred from operating to non-operating, you must go to the insurance company to make the change and refund the extra premium paid.
1. Family automobile: refers to family or personal ownership of public **** automobile used for non-commercial purposes.
2. Non-business vehicles: refers to the party and government organs, enterprises and institutions, social organizations, embassies and consulates, and other institutions engaged in official business or in production and business activities do not directly or indirectly collect freight, rent, including party and government organs, enterprises and institutions, social organizations, embassies and consulates, and other institutions engaged in official business or production and business activities and leasing period of more than one year of the passenger car. Non-business buses are divided into: party and government organs, institutions and enterprises.
Driving long-distance buses, public **** cars used by postal companies and courier companies, police cars, ordinary prisoner cars, hospital ambulances, funeral cars, in accordance with the authorized number of passengers stated on their driver's licenses to implement the corresponding rates for non-business public **** cars of enterprises.
3. Business bus: refers to passenger transportation or leasing, directly or indirectly collect freight or rent. Commercial buses are divided into: city buses, highway passenger buses, rental buses.
According to the number of authorized passengers stated on the driver's license, the corresponding highway bus rates apply.
4. Non-operating trucks: refers to the party and government organs, enterprises and public institutions, social organizations for their own use or only for personal and family life, and does not directly or indirectly collect freight or rent trucks (including passenger vans). Trucks are trucks, vans, semi-trailers, dump trucks, battery carriers and lifting machinery equipped but mainly loaded lifting trucks.
Driving buses, trucks used by postal companies for postal services, and trucks used by courier companies for express delivery services shall be subject to the corresponding non-operating tariffs in accordance with the authorized mass of the load stated in their driving licenses.
5. Commercial trucks: refers to trucks (including passenger vans) used for transportation or leasing of goods, directly or indirectly collecting freight or rent. Trucks are trucks, vans, semi-trailers, dump trucks, battery transporters and lifting trucks equipped with lifting machinery but mainly loaded.
6. Specialized trucks: refers to the loading of oil, gas, liquid, etc., a variety of special tankers. Or a variety of clearing, sweeping, lifting, loading and unloading (excluding dump trucks), lifting, mixing, digging, bulldozing, rolling and other specialized motor vehicles. , or van-type motor vehicles equipped with refrigeration or heating equipment; or motor vehicles equipped with fixed special instruments and equipment, engaged in monitoring, fire-fighting, banknote transportation, medical care, television transmission, radar, x-ray inspection and other professional work. Or container tractor head specially used for hauling container box (container).
Millions of subsidies for vehicle purchases