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According to the compulsory insurance rate program for motor vehicle traffic accidents adopted by the CIRC in 2008, the compulsory insurance rates for operating trucks and special vehicles are as follows:
Operating trucks:
Operating trucks up to 2 tons RMB 1850
Operating trucks 2-5 tons RMB 3070
Operating trucks 5-10 tons RMB 3450
Operating truck more than 10 tons 4480 yuan
Special trucks:
Special truck one 3710 yuan
Special truck two 2430 yuan
Special truck three 1080 yuan
Special truck four 3980 yuan
Description:
1. Operating trucks refer to the trucks used for cargo transportation or leasing and to direct or indirect way to collect freight or rent trucks (including passenger and cargo vehicles). Trucks are defined as cargo-carrying motor vehicles, vans, semi-trailers, dump trucks, battery trucks, and lifting trucks equipped with lifting machinery but mainly carrying loads.
2, special vehicles are used for various types of loading oil, gas, liquids and other special tankers; or used for clearing, sweeping, cleaning, lifting, loading and unloading (excluding dump trucks), lifting, mixing, digging, bulldozing, ballast, etc., a variety of special motor vehicles, or for the vans fitted with refrigeration or heating equipment motor vehicles; or the car is equipped with a fixed special instrumentation for specialized work, monitoring, firefighting, Banknote transportation, medical care, television broadcasting, radar, X-ray inspection and other motor vehicles; or container tractor specially used for towing container boxes (containers):
Special Vehicle I: tanker trucks, gas tanker trucks, liquid tanker trucks;
Special Vehicle II: special water purification trucks, tanker trucks other than the Special Vehicle I, as well as a variety of special motor vehicles used for obstacle removal, sweeping, cleaning, lifting, loading and unloading, elevating and lowering, mixing, excavating, bulldozing, refrigerating, insulation and so on.
Special Vehicle 3: a variety of special motor vehicles equipped with fixed special instruments and equipment to engage in professional work monitoring, firefighting, money transport, medical care, television broadcasting, etc.;
Special Vehicle 4: Container Tractor.
3, trailer refers to its design and technical characteristics of motor vehicles need to be towed in order to normal use of an unpowered road motor vehicle. Trailer compulsory insurance rates according to the actual nature of the use and in accordance with the corresponding tonnage of trucks 30%. Installation of oil tanks, gas tanks, liquid tanks of the trailer according to the special vehicle a 30% calculation.
Second, the calculation of compulsory insurance premium
The final premium for compulsory insurance = compulsory insurance base rate × (1 + variable rate linked to road traffic accidents)