What insurance is it that the employee's work causes the boss's machine to break down?

Machinery damage insurance is an insurance product that takes machinery and equipment as the subject matter of insurance, takes machinery and equipment damage as the premise of compensation, and takes the replacement value of machinery and equipment as the basis of underwriting, and bears the material damage or loss caused by sudden and unforeseeable accidents other than "exemption" when the insured's machinery and equipment are working, idle or overhauled during the insurance period. Machine damage insurance covers all machinery, equipment and supporting facilities that have been installed and accepted by enterprises or workshops and entered into production and operation, including various machines, plant equipment and mechanical devices. , such as generator sets, transmission equipment, production machines and auxiliary equipment.