Sa Beining: Insurance is actually very simple. To put it bluntly, four sentences are insurance.
Insurance four words:
1. Remember, you didn't buy insurance for me, nor for human feelings and face, but for yourself! Because the money you buy insurance is not for me, not for the insurance company, but for you in the future! Which insurance company is stronger? I just sorted out the relevant content, hoping to help you: the latest list! Top Ten Insurance Companies in China
Remember, you don't buy insurance, but save a life-saving money just in case. What should I do? Will your family change? Will the family economy be affected? Children go to school? Future pension? Maybe you are rich now, and you have a car and a house, but please remember that a person's life is like playing mahjong. You may win this round, but as long as you sit on this mahjong table, you will lose the next round, because no one is better than a thousand days, and no flower is better than a hundred days of red. What kinds of critical illness insurance for children are available? Which are cost-effective? Which is the most worth buying? Let's take a look at 10 the inventory of children's critical illness insurance sold by major insurance companies.
3. Don't overestimate yourself and think that your body can withstand the injury. If you can afford to be injured, those rituals of worshipping the mountains on Qingming Festival can be reduced. Life is destined to be old, sick and disabled. You can't be sure of its harmfulness, but you can decide the financial security of today's disaster.
4. deposit money in the bank? You think you have enough money to meet the high medical expenses in the future, so save it and try to make money. But please remember that the high incidence of diseases is mostly in the years before and after retirement. The pension money you have worked so hard to save may be your life for the hospital. How hard will it be? People's physical function declines. The older you get, the easier it is to get sick. The older you get, the less money you can earn. The older you get, the higher your medical expenses are, and the more you need security.
It is easy to buy insurance, but it is not easy to pass underwriting.
Warm reminder, in the future, not only will the insurance price increase, but anyone with a record of blood and organ diseases in the hospital will be refused insurance by the insurance company! At this time, you can only blame yourself. Are you sure you want to use bank deposits to bear all the risks in the future? Here I advise you that the sooner you buy insurance, the better! Because, if you refuse insurance today, you may be refused insurance tomorrow! We must take advantage of our youth, good health and strong income ability to insure ourselves as soon as possible and make a lifelong risk plan with insurance.
How much money can you save in your life without insurance?
The youth said: no money to buy insurance. What is the use of buying insurance? It's better to buy an Apple phone and wait for the future. ...
When people reach middle age, he said: insurance is so expensive, it is better to pay off the mortgage car loan first. It is better to buy stocks than to deposit them in the bank. .....
When I was old, I said, I always thought insurance was a lie. 20-year insurance is very expensive. I regret it. I just found out today that the cost of medicine is more expensive than insurance 100 times! If only I could go back in time!
If you don't buy insurance, if you have a serious illness or accident, you will run out of money in stocks and banks, and you will have to sell your house and car. ...
Banks are desperate, insurance saves lives, and stocks are desperate.
The loan was used to buy a house and a car, and half of it was paid back. An accident, the bank took away the house and car and said, sorry, there is nothing we can do. You have to move out. ...
Buy millions of insurance, unfortunately get sick, the insurance company claims millions of cash! Buy millions of stocks, play hundreds of dollars, die, no one cares about you! Save your life first, then play hard, so you are not afraid to rush your life!
Someone asked: when is it appropriate to insure?
If you know that something will happen tomorrow, you'd better do it now; If you know that medical expenses will occur at the age of 50, it is most suitable for you to do it at the age of 49. If you don't know when these things will happen, then it is most appropriate to insure now! Because once it happens, everything will be too late, too late, so we must be prepared in advance!
Rich people think I have plenty of money and are not afraid to spend money on medical treatment. But the truth is, can you guarantee that you will have money if you are sick? Everyone knows that there are risks in doing business, and enterprises are even more intrigued. To say the least, everything was fine when I was sick, but I was willing to spend my hard-earned money in the hospital? No matter how rich you are, money is not blown by the wind! Don't you think so?
Civil servants believe that my welfare is very good, and all medical expenses are reimbursed by the unit. But the fact is, if you are really sick, can you apply for a mortgage? Can I apply for a car loan? Do you pay for the loss of income? Do you pay for the family? Do children go to school or not? Where are the parents? Parents are old, how to buy insurance? I just sorted out the relevant contents, hoping to help you: buy insurance for parents and the elderly, and be sure to avoid these pits!
Ordinary people think that money is not enough at ordinary times, how can they afford insurance? But the truth is, you don't even have the money to buy insurance. Do you have money to see a doctor? Thousands of dollars in insurance premiums will be squeezed out! How to pay tens of thousands or hundreds of thousands of treatment fees? Crowdfunding? Begging? Selling a house? Don't let your prejudice leave your family with lifelong guilt!
In fact, multi-millionaires are the same as ordinary people in the face of risks. We need insurance to transfer those unknown risks and lock in big money when small money is at risk. This is the function and significance of insurance.
Insurance has become a necessity in life.
Finally, no matter how much you hate to hear it, there is no insurance. Once something bad happens, you will probably lose your dignity. Doctors talk about insurance, and every time an agent sells an insurance policy, it is equivalent to doing a good deed. Now a serious illness can actually be cured, because there is not enough medical expenses for treatment, and the illness is delayed, which affects the best time for treatment.
Buying accident insurance won't ruin parents' old age and children's future because of an accident, and buying serious illness insurance, because buying commercial endowment insurance for a disease that has taken decades of hard work, you can have food and clothing in your old age. Insurance has become a national necessity, a family necessity and a necessity for everyone. Buying insurance is buying dignity!
Source: Liu Guolin Studio
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