Private hospitals insurance companies to reimburse?

Private hospitals social security type don't even care. This rule should be well understood. Commercial medical insurance is also only high-end health care can manage some private hospitals. Private hospitals have taken up nearly half of all medical institutions in the country. According to statistics, China's existing medical institutions at all levels of more than 300,000, of which more than 130,000 non-public medical institutions, the strength of about 500. Your contract stipulates that many of the provisions of the contract in the past is a public hospital above the second level, but now some insurance companies stipulate that hospitals above the second level can be reimbursed, there is insurance reimbursement is best to public hospitals

Mainly divided into three kinds of business property insurance, motor vehicle insurance, home property insurance.

1. enterprise property insurance

(1) insurance object All the national ownership enterprises, collective ownership enterprises, state organs, institutions, people's organizations can be insured to the company's enterprise property insurance.

(2) the scope of insurance property

① belonging to the insured or with others **** have and the insured responsible for the property; by the insured management or custody of property for others; with other legally recognized and the insured has an economic interest in the property.

② by special agreement, and stated in the policy, the following properties can also be insured: gold, silver, jewelry, jade, jewelry, antiques, antique books, antique paintings, stamps, works of art, rare metals and other valuable property; livestock, poultry and other breeding animals; dykes and weirs, sluice gates, railroads, culverts, bridges, wharves, mines, pits, equipment and materials.

(3) Insurance Liability The insurance company is liable for the loss of insured property caused by the following reasons:

① fire, explosion;

② lightning, windstorms, tornadoes, torrential rains, floods, destructive earthquakes, sudden collapse of the ground, avalanches, sudden landslides, snowstorms, hailstorms, ice, mudslides;

3 airborne objects falling;

③ the insured's equipment and materials in the mine, pit. p>

④ Damage to the insured's own power supply, water supply and gas supply equipment as a result of the above disasters or accidents, resulting in the loss of power, water and gas supply, which directly causes the loss of the insured property;

⑤ Loss of the insured property caused by reasonable and necessary measures taken to save the property from loss or prevent the spread of the disaster in the event of the above disasters or accidents;

⑥ Loss of the insured property caused by reasonable and necessary measures taken to feed the insured person at the time of an insured incident;

7 In the event of an insured accident, the company shall be liable to pay for the reasonable expenses incurred by the insured in taking measures to salvage, protect and organize the insured property in order to feed the loss of the insured property.

(4) Amount of insurance Fixed assets may be insured at original book value, or at original book value plus a percentage or at overlapping reconstructed value in coordination between the insured and the Company; current assets may be insured at the average book balance of the last twelve months or at the most recent book balance; and property which has already been amortized or excluded from the books may be insured at actual value in consultation between the insured and the Company.

(5) Premiums The premium rates are calculated on the basis of one year's coverage and per thousand dollars of insurance amount and are divided into three categories, namely, industrial, storage and general insurance.

(6) Insurance period The insurance period is one year, and the renewal of the insurance is handled separately. Insurance liability from the date of agreement to insure the zero hour, to the expiration date of the insurance period of 24 hours.