When it comes to social security card, it can be said that every citizen's life is one of the essential cards. In the past, people's understanding of the usage of social security card is mostly confined to swiping the card for hospitalization and buying medicine. But from now on, urban workers at the provincial level can also use their social security cards to buy commercial insurance products.
The Yunnan Provincial Medical Insurance Fund Management Center was informed that the information system for urban workers to purchase commercial supplemental insurance for major illnesses with the social security card for their individual accounts has recently passed the test and is now running on line. The system is a mobile card system developed on the platform of the province's medical insurance settlement system, cardholders just need to contact the appropriate insurance company by phone, there will be an insurance company's service specialists door to door, and through the social security card card payment.
Medicare personal account accumulated balance of more than 1,000
Can buy insurance for themselves or their immediate family members
Previously, in order to further improve the efficiency of the use of the basic medical insurance personal account fund for urban workers, and give full play to the complementary role of commercial insurance on social medical insurance, Yunnan Provincial Department of Human Resources and Social Security issued a Medical insurance individual account to purchase major illnesses commercial supplemental insurance work notice", the notice stipulates that the employee social security card medical insurance individual account accumulated balance of more than 1000 yuan or more, in accordance with the principle of their own voluntariness, can be for themselves or their immediate family members to buy major illnesses commercial supplemental insurance.
November 10, Yunnan Provincial Medical Insurance Fund Management Center and Pacific Life Insurance Yunnan Branch in the provincial Department of Human Resources and Social Affairs formally signed the "Yunnan Province, urban workers' basic medical insurance individual account to buy major illnesses commercial supplemental insurance service agreement". The signing of the service agreement also marks the official start of the work of purchasing commercial supplemental insurance for major diseases by individual accounts of urban workers' basic medical insurance in Yunnan Province.
At present, the commercial supplemental insurance products for major diseases that can be purchased include Baby Ankang Double Insurance, Additional Baby Ankang Major Disease Insurance, and Jirui Ankang Double Insurance, Additional Jirui Ankang Major Disease Insurance.
These insurance products provide 31 types of major illness insurance coverage for minors, with installment payments of RMB 1,800 per year per policy; and 36 types of major illness insurance coverage for adults, with installment payments of RMB 500 per year per policy. The policyholder can take out one or more insurance policies, and in the event of an insurance liability, the insurance benefit will be paid, and at the end of the period, 110% of the premiums paid by the policyholder will be returned, which ensures the preservation and appreciation of the value of the funds in the individual account of the medical insurance.
As the commercial supplemental insurance party, Pacific Life Insurance Yunnan Branch senior deputy general manager Li Hong said, the commercial insurance company will uphold the principle of voluntary participants to standardize the process, quality and efficient service quality for the majority of the insured people to do a good job.
The province's social insurance fund
will establish a value-added regular reporting system
Urban workers can brush the social security card to buy major disease insurance from today, not only is the medical insurance fund value-added a good way, but also for the province's social security fund value-added value-added to provide some reference and methods.
As the people's "life support money", the social security fund value-added related to each participant's most immediate interests, do a good job of the social security fund value-added work is the people's social security, financial sector's top priority. Since August this year, the provincial Department of Human Resources and Social Security put forward in the existing regulatory policy framework, through the optimization of the deposit structure, the social security fund preferential interest rate agreement deposits for competitive negotiation or public bidding and other initiatives to improve the fund's rate of return ideas and thoughts, the provincial social security and finance departments have also put forward a number of new initiatives to do a good job of preserving and enhancing the value of the social insurance fund.
Extended reading: insurance how to buy, which is good, hand to teach you to avoid the insurance of these "pits"