Pacific Life has recently launched a new proton reionization medical insurance policy called the Quality Peace of Mind 2021 Proton Reionization Medical Insurance. The previously launched 2019 version attracted a lot of people with its $9.99 a year and $3 million coverage
So is this product coverage great, and should you configure it? To know about this product in advance, read this article first!
"How about quality peace of mind medical insurance? Don't get ripped off and still don't know!
One, how is the protection of TaiPing ProtonMind 2021 Proton Heavy Ion Medical Insurance Proton Heavy Ion is a kind of value-added service, which is often appeared in the medical insurance, so what can the value-added service play a role? "What are the "value-added services" in health insurance? The more the merrier?
To return to our topic, here are some highlights.
From the picture above, we can see that this is a specialized coverage of proton heavy ion insurance, the content does not include general medical and critical illness medical coverage, let us specifically recognize the content of this product coverage!
1.? Proton heavy ion protection is more comprehensive
Proton heavy ion technology we first understand: proton heavy ion radiation therapy refers to the use of proton and heavy ion technology for malignant tumors for radiation therapy, is the most ideal radiotherapy rays, the most cutting-edge radiation therapy technology. This technology can achieve a large amount of energy release in the tumor lesion to achieve the purpose of killing cancer cells. At the same time, this method is less damaging to the normal cells of the human body due to the small amount of energy released in the process of passing through the body.
In 2016, domestic medical treatment in Japan saw explosive growth, the number of people going to Japan for medical treatment was five times that of 2015, and more than 500,000 people left the country for medical treatment. The medical market to Japan is hot, it must be mentioned that the technology is more mature relative to our country, the charge is also lower than our country's cancer proton heavy ion treatment.
In recent years, the World Health Organization (WHO) has been comparing the level of medical care around the world, and Japan has been ranked No. 1 in recent years, with the number of facilities dedicated to proton and heavy-ion therapy and the level of technology in the world's leading level, so people usually go to Japan for treatment of cancer.
According to the analysis of the relevant industry, China's introduction of the number of proton heavy ion therapy equipment is really not a lot, and in the treatment of the experience is not much, for other countries of the proton heavy ion therapy that is still quite a lot of difference, which is the main reason for the following two aspects:
One is that China's use of proton heavy ion therapy to treat the disease of the organization is not a lot, and the number of cases are not One is that there are not many institutions in China that use proton reion to treat diseases, and the number of cases is not very large, which makes the relevant medical personnel in our proton reion centers do not have much experience.
On the other hand, we now find that the performance of our proton heavy ion centers in treating patients is still somewhat limited in all aspects, and the treatment of patients is now dominated by early stage and single lesion patients, and almost no patients with middle and advanced lung cancer are admitted to the centers.
Now on the market, about medical insurance, they are basically only with the domestic proton heavy ion medical insurance, at the same time, the compensation amount is only 1 million, however, about this quality peace of mind 2021 proton heavy ion medical insurance, not only to prepare us for the domestic designated hospitals of the proton heavy ion 100 percent of the payout ratio, and there are also 21 Japan's specific proton heavy ion medical institutions 100% payout ratio coverage.
If you value the higher quality of Proton Heavy Ion technology, which is difficult to be covered by many medical insurance policies today, this PPS 2021 Proton Heavy Ion medical insurance product provides the most comprehensive coverage to the greatest extent possible.
2.? Poor renewal conditions
The renewal conditions of this PPS 2021 Proton Heavy Ion are completely unattractive, and there is uncertainty about renewal if the product is no longer sold, or if the insured is no longer allowed to re-enroll after reaching the age of 60, which is even more unattractive when compared to other health insurance products on the market that do not guarantee renewal but last up to the age of 100.
Two: Is it worth buying the 2021 Proton Heavy Ion Medical Insurance
Through the above, we know that the Proton Heavy Ion is the only thing that is covered by the 2021 Proton Heavy Ion Medical Insurance, and we don't really recommend that you take this as your only medical insurance, but it is a good idea to use it as a supplement to your comprehensive medical insurance," he said. It is not recommended as the only medical insurance, but it can be used as a supplemental insurance to the comprehensive multi-million dollar medical insurance.
Particularly in this particular year, when the global epidemic is still unresolved, going abroad for treatment carries a certain level of risk, not to mention going to Japan for treatment.
So in this period of time, the school sister is not recommended to get this medical insurance, you may want to try to pay more attention to have a comprehensive coverage, value-added services practical excellent million medical insurance.
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