for critical illness insurance is appropriate.
The insurance company names the product as critical illness insurance, and the insurance period is mainly for the adult (over eighteen years old) stage, the scope of illnesses covered by the product should include malignant tumors within the specification, acute myocardial infarction, after-effects of stroke, coronary artery bypass grafting (or coronary artery bypass grafting), major organ transplantation or hematopoietic stem cell (or hematopoietic stem cell transplantation, end-stage renal disease). In addition to these six diseases, the insurance company can choose to use other types of diseases within the scope of this specification.
When taking out an insurance policy, customers must fulfill their obligation to truthfully inform the insurer of their health status, age and any other important facts that may affect the insurer's agreement to underwrite the policy or increase the premium rate, without concealment or misrepresentation. All documents related to the insurance policy, such as the application form, insurance policy, and bills related to the condition, such as various certificates, medical records, invoices, etc., should be kept in a safe place.
Expanded Information:
Related requirements for the purchase of insurance stipulate:
1. The insurance contract is established when the policyholder makes a request for insurance and the insurer agrees to underwrite the policy. The insurer shall promptly issue an insurance policy or other insurance certificate to the policyholder.
2. If the policyholder intentionally or through gross negligence fails to fulfill the obligation of truthfulness as stipulated in the preceding paragraph, which is sufficient to affect the insurer's decision on whether or not to agree to underwrite the insurance policy or to increase the premium rate, the insurer shall have the right to terminate the contract.
3. The right to terminate the contract as stipulated in the preceding paragraph shall be extinguished if it is not exercised for more than thirty days from the date when the insurer becomes aware of the cause of termination. More than two years from the date of establishment of the contract, the insurer shall not terminate the contract; in the event of an insurance accident, the insurer shall assume the responsibility of compensation or payment of insurance benefits.
Baidu Encyclopedia - Critical Illness Insurance