The medical aid fund was established to make up for the shortcomings of social health insurance and to prevent participants from being impoverished as a result of their illnesses. The use of the fund is not limited to a particular type of illness or the number of hospitalizations, but is based on the actual cost of the patient's hospitalization.
The sources of the relief fund are: funds withdrawn as a percentage of the premiums of the compulsory insurance for motor vehicle traffic accident liability; financial subsidies given by local governments in accordance with the amount of sales tax paid by insurance companies for the operation of compulsory insurance; fines imposed on the owners and administrators of motor vehicles that fail to take out compulsory insurance in accordance with the regulations; interest earned by the relief fund; funds recovered by the administration of the relief fund from those responsible for motor vehicle traffic accidents; and funds recovered from those responsible for motor vehicle traffic accidents according to the law. Funds recovered by the administrative organization of the relief fund from the person responsible for the motor vehicle road traffic accident in accordance with the law; social donations; and other funds.
The application for medical aid fund is as follows:
1. Print and fill in the application form of the aid fund;
2. Bring the required documents: a one-inch photo, a copy of ID card, a copy of low income guarantee, a certificate of no financial ability to pay (the street can issue a certificate of poverty);
3. Bring the materials related to the condition of the patient: the patient's billing period and the temporary medical advice, hospital admission records, medical records, and other documents. Medical advice, admission records, medical records, cost lists, diagnostic certificates;
4, the application process: when we love that all the information needed to organize, sent to the local civil affairs department or medical aid foundation for review, and wait for the results can be.
In summary. After reimbursement through the medical insurance plus medical aid fund and other ways, we will see a lot less financial pressure to see a doctor, so if necessary, you can go to apply.
Legal basis:
"Regulations of the People's Republic of China on Medical Insurance"
Article 2
The following units in cities and towns and their employees must participate in basic medical insurance in accordance with these regulations:
(1) Enterprises and their employees;
(2) Institutions, institutions, intermediary organizations, and social groups, private non-enterprise units and their employees;
(c) units belonging to the army and their employees without military status.