Legal analysis: belongs. Medical insurance is a kind of insurance to compensate for the medical expenses caused by illness. Employees due to illness, injury, childbirth, by the society or enterprise to provide the necessary medical services or material help social insurance. In this case, medical expenses are the various costs incurred by the patient for treatment, which include not only the doctor's medical and surgical fees, but also the costs of hospitalization, nursing care, and hospital equipment.
Legal Basis: The Social Insurance Law of the People's Republic of China Article 30 The following medical expenses shall not be included in the scope of payment by the basic medical insurance fund:
(1) Those that should be paid from the Industrial Injury Insurance Fund (2) Those that should be borne by a third party (3) Those that should be borne by the public ****health (4) Those who seek medical treatment outside the country.
Medical expenses shall be borne by the third party according to law, the third party does not pay or cannot determine the third party, the basic medical insurance fund to pay first. The basic medical insurance fund shall have the right to recover the costs from the third party after the first payment.