Many insurance companies do not sell this rider because of the low premiums and high risk.
In this quotation on the basis of an increase of 388 yuan Ping An travel insurance, the total amount of 7229.82 + 388 = 7617.82 yuan, a gift of 2,000 yuan cash coupons or 1,500 yuan consumer card (choose one), consumer card can be in the designated supermarket chains, but also as a fuel card, maintenance coupons do not have much significance to me, I asked if I can I asked if I could get a 2,000 RMB consumer card as a gift, and the salesman said he couldn't do that offer.
At the same time there is another 4S store to give me a quote, the same Ping An auto insurance, the same coverage items, complimentary items are as follows* (can only choose one of the program): Program 1: gift 2600 yuan cash coupons, can offset all maintenance costs Program 2: cash back 555 yuan, the original spark plugs to replace 1, the original air conditioning compartment replacement 1, OEM paint spraying 2 times (all including labor cost) Option 3: Basic maintenance 2 times (including 0W20 oil, filter, gasket), OEM spark plug replacement 1 time, OEM air conditioning compartment replacement 1 time (all including labor cost) Option 4: Cashback of $555, basic maintenance 1 time (including 0W20 oil, filter, gasket), OEM paint spraying 2 times (all including labor cost) Option 5: Cashback of $570, basic maintenance 1 time (including 0W20 oil, filter, gasket) 570 yuan, basic maintenance 1 time (including 0W20 oil, filter, gaskets) + brake fluid replacement 1 time, throttle cleaning 1 time, the original air grille replacement 1 time (all including labor charges) Program 6: cash back of 570 yuan + 700 yuan fuel card Program 7: cash back of 1,500 yuan fuel card + 50 yuan supermarket couponsEach of the 4S stores car insurance policy is different, I asked if you can give a gift. The policy is different, I asked if I can give 1500 RMB oil card + 1 time basic maintenance (including 0W20 oil, filter, gasket and labor cost), the salesman said he can't do this offer.
Moving on to information about the medical expense liability insurance outside of health insurance. These two charts are from the internet, for more detailed information you can search the internet for the keyword:Out-of-Health-Care Medical Expense Insurance. This is the renewal of the PICC car insurance for car buyers, the purchase of medical expenses liability insurance (third party liability insurance), the amount of 100,000 yuan, unlike the medical expenses liability insurance that I purchased, I bought can be with the third party insurance **** enjoy the amount of 2 million, I bought can also protect the driver and passenger, but this picture can only protect the third party, and the amount of 100,000 yuan capped. My side of the salesman said that at present in Chengdu, there are Ping An auto insurance and sunshine auto insurance can buy medical expenses liability insurance outside the medical insurance, PICC auto insurance from today to suspend the provision of this additional insurance, this kind of insurance is very test of the insurance company, the insurance company risk is too high for the car owner is absolutely good, buy is better than not buy. If I have a need for vehicle maintenance program, I will choose to buy in the second store, and choose the program 3 complimentary items, basic maintenance 2 times according to the 4S price is a total of 2500-2600 yuan, air conditioning grids and spark plugs even if you buy their own original to change, accessories processing time 800 yuan is very normal, which is very cost-effective. I myself know more about vehicle maintenance, accessories prices I know, so I'm not interested in the complimentary maintenance program, and ultimately I chose to renew my car insurance in the first 4S store, after the discount is equivalent to 7617.82 - 1500 (consumer card) = 6117.82 yuan, I also have to say that both 4S stores are very powerful. This ends here, Shuwo Star (CD-SWZX) wish you all a happy May Day in advance!