In the past year, CDB issued loans in a balanced and orderly manner in accordance with the principles of "controlling the total amount, ensuring the key points, adjusting the structure, preventing risks and promoting coordination" to promote the adjustment of economic structure and the transformation of development mode. Nearly three-quarters of the bank's loans in 2009 were invested in the fields of coal, electricity, oil, transportation, agriculture, forestry, water and communication, which strongly supported the construction of key projects such as South-to-North Water Transfer Project, Beijing-Shanghai high-speed railway, national oil reserve and oil acquisition. Nearly 70% of the loans were invested in the central and western regions and the old industrial bases in Northeast China. Among them, the new loans in Tibet and Tibetan areas in four provinces were 654.38+099 billion yuan, and the new loans in Xinjiang were 22.3 billion yuan, up 47% and 20% respectively. Actively promote industrial upgrading, and promote the development of strategic emerging industries such as "three networks integration" pilot, new energy vehicles and cultural industries. The balance of cultural industry loans was 92.8 billion yuan; Vigorously develop green credit and low-carbon finance, and issue 232 billion yuan of loans for energy conservation, emission reduction and environmental protection to serve the construction of "two-oriented society".
"Agriculture, countryside and farmers" and people's livelihood are the key points supported by CDB. In 2009, CDB's three loans for new rural construction, housing for low-and middle-income families and small and medium-sized enterprises all exceeded "1000 billion yuan", of which loans for leading enterprises in rural infrastructure construction and agricultural industrialization were 1 188 billion yuan; SME loan balance103.6 billion yuan; Loans for housing construction for low-and middle-income families were granted 1, 3 1 .50 billion yuan, benefiting low-and middle-income people1,58 1, ranking first in the banking industry. Grant 8 billion yuan in student loans to universities and students, accounting for 70% of the national student loan market share; Vigorously support the construction of "school safety project" in primary and secondary schools in Shanxi, Qinghai and other provinces. Established an emergency information sharing mechanism with the National Disaster Reduction Office and issued an emergency loan of 2,465.438 billion yuan.
Based on the principle of mutual benefit and win-win, CDB has vigorously expanded its international cooperation business, successfully operated a number of major projects such as large-scale financing, supported companies such as PetroChina, Sinopec and State Grid, as well as CITIC Pacific, Tongling Nonferrous Metals, Goldwind Technology and Xidian International to explore overseas markets, and provided loans to non-SMEs in 23 African countries. By the end of 20 10, the balance of CDB's foreign exchange loans was141300 million US dollars, and the loan projects covered more than 90 countries and regions around the world, and it continued to maintain its position as the main bank for foreign investment and financing cooperation.
20 1 1, CDB will continue to lead business development with planning, increase support for major infrastructure construction such as energy and transportation, and actively support the development of the western region and the revitalization of the old industrial bases in Northeast China in combination with the overall national regional development strategy; Focus on supporting weak links such as farmland water conservancy and water conservancy infrastructure construction; Continue to deepen cooperation with the Ministry of Housing and Urban-Rural Development and local governments, and strive to increase housing construction loans for low-and middle-income families by 654.38 billion yuan in 2065.438+065.438+0; Further promote international cooperation business, and serve the steady and rapid economic development with medium and long-term investment and financing. The People's Bank of China announced on June 5438+February 3/2007, and with the approval of the State Council, Central Huijin signed an agreement with China Development Bank in Beijing on February 65438+February 3 1 2007, confirming that Central Huijin would inject US$ 20 billion into China Development Bank from now on.
This capital injection also means that Huijin's capital injection amount to ABC is generally determined. Earlier, Li Yong, Vice Minister of Finance, revealed that Huijin will spend nearly $67 billion to invest in institutions such as CDB and Agricultural Bank of China, accounting for about one-third of China Investment Corporation's $200 billion capital.
The central bank pointed out that this capital injection will significantly improve CDB's capital adequacy ratio, enhance its ability to resist risks, contribute to the full implementation of commercial operation, and is a basic measure in CDB reform, marking an important step in CDB reform.
After the capital injection, CDB is expected to fully implement the commercialization reform in 2008. The National Financial Work Conference held in early 2007 decided to promote the reform of CDB, The Export-Import Bank of China and Agricultural Development Bank. Among them, we must first promote the reform of CDB, and fully implement commercial operation, self-management, self-risk, self-financing and long-term business in accordance with the requirements of establishing a modern financial enterprise system.
CDB, which has attracted much attention, is still carrying out low-key reform, while the delayed joint-stock company is expected to be listed in June 5438 +2008 10. A person close to CDB told the reporter of China Times that it has entered the stage of determining the candidates for the board of directors and the board of supervisors and the articles of association. 1. finance lease
BOC Financial Leasing Company: BOC Financial Leasing Company was established on May 29, 2008, and was established by China Development Bank with a capital contribution of RMB 7 billion on the basis of Shenzhen Financial Leasing Co., Ltd. (Jinshen Leasing).
2. Village banks
In, CDB initiated and participated in the establishment of five rural banks: Jingchuan in Gansu, Beichuan in Sichuan, Datong in Qinghai, Daye in Hubei and Yicheng. Since then, the bank has set up nine rural banks in Dalat, Inner Mongolia, Longkou, Shandong, Miluo, Hunan, Beilun, Ningbo, Bazhong, Sichuan, Xiqing, Pixian, Tongzhou, Beijing, Longgang, Shenzhen and Zhenlai, Jilin. So far, the total number of CDB village banks has reached 15, ranking among the top state-owned banks and becoming an important part of CDB financing to support agriculture, countryside and farmers and people's livelihood.
Gansu Jingchuan Guo Kai Rural Bank (Pingliang Jingchuan Huitong Rural Bank)
Sichuan Beichuan Guo Kai rural bank
Qinghai Datong Guo Kai rural bank
Hubei Daye Guo Kai rural bank
Hubei Yicheng Guo Kai rural bank
Inner Mongolia Dalate Guo Kai Rural Bank
Shandong Longkou Guo Kai Rural Bank
Hu 'nan Miluo Guo Kai Rural Bank
Ningbo beilun Guo Kai rural bank
Sichuan Bazhong Guo Kai rural bank
Tianjin Xiqing Guo Kai rural bank
Sichuan pixian county Guo Kai rural bank
Beijing Tongzhou Guo Kai Rural Bank
Shenzhen Longgang Guo Kai rural bank
Jilin Zhenlai Guo Kai rural bank
By the end of 20 1 1, CDB rural bank had total assets of 5.72 billion yuan, total deposits of 3.45 billion yuan and total loans of 2.45 billion yuan, which achieved good business performance. China Development Bank was established in 1994, directly under the leadership of the State Council, with the mission of "enhancing national strength and improving people's livelihood".
China Development Bank implements national macroeconomic policies, raises and guides social funds, alleviates the bottleneck of economic and social development, devotes itself to promoting market construction and planning through financing, and supports the development of national infrastructure, basic industries, pillar industries and high-tech fields and the construction of national key projects; Provide financial support to urbanization, small and medium-sized enterprises, "agriculture, rural areas and farmers", education, medical care, environmental protection and other social development bottlenecks, and promote scientific development and the construction of a harmonious society; Cooperate with the national "going out" strategy and actively expand international cooperation business.
China Development Bank insists on realizing national development strategies and policies in a market-oriented way, strives to maintain and develop international advanced market performance, enhances core competitiveness, and realizes the mission of "enhancing national strength and improving people's livelihood". The "Twenty Horizontal Policies" of China Development Bank is the concrete embodiment of the development bank's implementation of the development finance principle in its work. Namely: "government hotspots, timely assistance, planning first, credit construction, financing promotion". The focus of the government is to take the hot and difficult issues in economic and social development as the focus of the development bank, including both material bottlenecks and institutional, social and market development bottlenecks; Giving charcoal at the right time means that the development bank thinks what the government thinks and is anxious for the government, and uses development finance to open up financing channels and support the government to achieve its development goals; Planning first is to combine the advantages of development bank business and government organizations at a higher level, strengthen industrial planning, regional planning and urban planning, including formulating systems, designing financing frameworks, planning the comparative advantages of regional industries, integrating core competitiveness, promoting local planning first, and effectively promoting "five overall plans"; Credit construction is the core principle of development bank's successful practice in recent years, that is, it runs through the whole credit process and business fields such as project development, evaluation, loan issuance, principal and interest recovery, and vigorously builds the market system and credit structure to prevent financial risks and ensure asset quality. Financing promotion refers to the development bank's financing promotion in a loan-by-loan and item-by-item manner. Based on the quality of high-quality assets and the virtuous circle of funds, we can achieve larger and more efficient financing service support than previous loans.