Medicare transferred to the personal account formula is as follows:
The composition of the personal account has two parts, one part of the individual withholding, the proportion of 2% of the monthly wage base, all into the personal account; the other part is the enterprise to pay the age of the different proportions of different into the personal account is not quite the same. Employers pay part of the basic medical insurance premiums, into the individual account of the specific proportion of: less than 35 years of age of employees, according to their monthly contributions to the wage base of 0.8%, into the individual account; 35 years of age above the age of less than 45 years of age of employees, according to their monthly contributions to the wage base of 1%, into the individual account; 45 years of age or older, according to their monthly contributions to the wage base of 2%, into the individual account; less than 70 years of age, into the individual account; the age of 70 years of age, into the individual account; the enterprise to pay, the proportion of different age into the individual account is not very different. Individual account; less than 70 years of age of the retiree, according to the previous year of the city's average monthly salary of employees 4. 3%, into the individual account, 70 years of age or older retirees, according to the previous year of the city's average monthly salary of employees 4. 8%, into the individual account.
What are the items included in the medical insurance reimbursement
The classification of medical insurance reimbursement and the items included are as follows:
1, general medical insurance. It mainly includes outpatient expenses, medical expenses, examination expenses, and so on.
2, hospitalization insurance. It mainly covers daily hospitalization fee, cost of utilizing hospital equipment, surgery cost, medicine cost, etc.
3. Surgical insurance. Provides for all expenses incurred due to necessary surgery required by the patient.
4. Comprehensive medical insurance. Its cost coverage includes all costs of medical treatment and hospitalization and surgery, etc.
5, special disease insurance. Certain special diseases often bring the patient a catastrophic cost payment, the average resident family can hardly afford. Examples include cancer and heart disease. Provide coverage for policyholders of major diseases, can be a single, such as malignant tumors, or even malignant tumors in a certain number of cancers.
I hope the above can help you, if you have other questions please consult a professional lawyer.
Legal basis:The Chinese People's **** and State Social Insurance Law
Article 23
Employees shall participate in the basic medical insurance for employees, by the employer and the employee in accordance with the provisions of the State **** with the payment of basic medical insurance premiums. Individual industrial and commercial households without employees, part-time employees who do not participate in the basic medical insurance for employees at their employing units, and other flexibly employed persons may participate in the basic medical insurance for employees, and individuals shall pay the basic medical insurance premiums in accordance with the state regulations.